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Bellwether's Conventional (Confirming) Fixed Rate Mortgages conform to guidelines put in place by Fannie Mae. These loans are popular because the interest rate will not change over the term of the loan. Many people prefer fixed rates so they don't have to worry about rate changes, allowing them to budget better for the long term. Fixed Rate Mortgages are used in a variety of situations like new home purchases, refinancing to reduce your interest rate, or refinancing to pay off your home more quickly by reducing the term of the loan. We offer 30 year fixed, 20 year fixed, 15 year fixed, and 10 year fixed rate mortgages in New Hampshire. Our Home Lending Team members are highly experienced, caring, local mortgage consultants who are dedicated to providing thoughtful guidance and customized mortgage solutions to address each borrower's unique home financing needs. We will answer your questions, walk you through the mortgage application process, and stay with you every step of the way. Learn why New Hampshire residents prefer Bellwether for their home financing needs.


Receive $750 off your closing cost

Receive $750 off your closing costs when you buy a home with Bellwether! The $750 closing costs credit will be applied to first mortgage applications taken through the end of the business day on August 31, 2019. Please email us at or call 603-645-8115 for more information.

*Closing credit does NOT apply to FHA/VA/USDA mortgages.


Rates effective as of June 15, 2019

Conforming Fixed Rate Mortgages*
Effective Date: Saturday, June 15th, 2019
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Payments shown below do not include taxes or insurance. Your payment may be greater.
Account TypeRateTermAnnual Percentage Rate (APR) As Low As*Payment Example*
30 Year Fixed w/0 points 3.875% 30 yrs 3.902% APR 360 monthly payments of $940.47*
20 Year Fixed w/0 points 3.750% 20 yrs 3.788% APR 240 monthly payments of $1,185.78*
15 Year Fixed w/0 points 3.375% 15 yrs 3.674% APR 180 monthly payments of $1,417.52*
10 Year Fixed w/0 points 3.375% 10 yrs 3.445% APR 120 monthly payments of $1,966.03*
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan with a 20% down payment. Additional Rate and Point options available. Please call 1-603-645-8181 for more information.


Rate Comparison

Bellwether Community Credit Union rates as low as 0.0%


Average* 0.0% APR

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