FIXED RATE MORTGAGES

Bellwether's Conventional (Confirming) Fixed Rate Mortgages conform to guidelines put in place by Fannie Mae. These loans are popular because the interest rate will not change over the term of the loan. Many people prefer fixed rates so they don't have to worry about rate changes, allowing them to budget better for the long term. Fixed Rate Mortgages are used in a variety of situations like new home purchases, refinancing to reduce your interest rate, or refinancing to pay off your home more quickly by reducing the term of the loan.

We offer 30 year fixed, 20 year fixed, 15 year fixed, and 10 year fixed rate mortgages in New Hampshire and Essex or Middlesex Counties in Massachusetts. Our Home Lending Team members are highly experienced, caring, local mortgage consultants who are dedicated to providing thoughtful guidance and customized mortgage solutions to address each borrower's unique home financing needs. We will answer your questions, walk you through the mortgage application process, and stay with you every step of the way. 
 

Conforming Fixed Rate Mortgages*
Effective Date: Wednesday, October 5th, 2022
Payments shown below do not include taxes or insurance. Your payment may be greater.
Account Type	Rate	Term	Annual Percentage Rate (APR) As Low As*	Payment Example*
30 Year Fixed w/ 0 points	6.750%	30 yrs	6.844% APR	360 monthly payments of $1,297.20*
20 Year Fixed w/ 0 points	6.625%	20 yrs	6.747% APR	240 monthly payments of $1,505.90*
15 Year Fixed w/ 0.5 points	6.125%	15 yrs	6.273% APR	180 monthly payments of $1,701.25*
10 Year Fixed w/ 0.5 points	6.125%	10 yrs	6.334% APR	120 monthly payments of $2,232.99*
Construction 30 Year Fixed	7.250%	30 yrs	7.661% APR	360 monthly payments of $1,364.35*
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan with a 20% down payment. Additional Rate and Point options available. Please call 1-603-645-8181 for more information.