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Northeast Planning Associates

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Northeast Planning Associates

For more than 50 years, Northeast Planning Associates, Inc. has assisted clients with financial planning and wealth and investment strategies. Dominic Lucente of Northeast Planning Associates offers Bellwether Community Credit Union members a full range of financial services and products.

No matter what season of life you find yourself in, Dominic and his team are here to help!
Contact Dominic Today!

Meet Dominic Lucente

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Dominic M. Lucente
Certified Financial PlannerTM, CFP (R), RFC (R)
(603) 645-8131
dominic.lucente@lpl.com

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Dominic M. Lucente, a CERTIFIED FINANCIAL PLANNER™ practitioner with Northeast Planning Associates, Inc., works with Bellwether Community Credit Union members providing holistic, objective planning advice and access to a wide variety of products and services. He is dedicated to serving the investment and financial needs of individuals, families, and businesses.

With more than 20 years of experience in financial advising, Dominic offers retirement planning, investment strategies, insurance, and estate planning. Additionally, as an affiliate of NPA's network of specialists, he works with small business clients, offering an array of customized financial solutions, allowing business owners to spend less time on these important details and more time growing their business.

A CFP® since 2007, Dominic combines extensive practical experience combined with rigorous academic study, which allows him to distill complex financial matters for a relaxed and informed financial planning process. He currently holds Series 6, 7, 24, 63, and 65 securities registrations through LPL Financial. Dominic earned his Bachelor of Science degree from Maranatha Baptist Bible College. Dominic resides in Bow, NH, with his wife, Meredith, and two sons, Jack and Elliot. Active in his community, he served on the budget committee for the Town of Bow for several years.

Dominic stays active in his local church and participates in several charitable causes, including Make-a-Wish and the Greater Manchester PMC Kids Ride. When away from the office, you can find Dominic following his sons' sporting events and making memories with his family at the lake.

For more information about Dominic and his services, visit his website at www.dlucente.com.

Understanding the Planning Process

Dominic’s financial planning process is simple:

We begin by listening… Asking questions and really listening to your answers is the best way we can understand your financial needs. We’ll inquire about your personal objectives and financial goals and explain how our process can help you work towards them.

Next, we will outline your current financial situation to ensure that our new partnership will enable you to plan for your financial future. Through our structured process of evaluating current assets, debt, and future plans, you are encouraged to share your thoughts and investment strategies and, most importantly, your willingness or hesitation to absorb risk.

The planning process is completed by putting together strategic recommendations that form a comprehensive financial plan specific to your personal financial situation. Once the plan is complete, we take the time to clearly explain what is being recommended and why.

Implementing your decisions is one of the most important ways in which we can help our clients. Whether a complex investment approach or simple savings plan, we will help you follow through and implement your plan.

And we don’t stop there. Life situations change, and it is critical to review and update your plan to remain on track while working towards your goals.

We will schedule periodic reviews to monitor the adjustments needed so that your financial plan moves towards meeting your goals.

We are your partner throughout the process.

Discover Financial Services

Dominic Lucente and his team have the ability and experience to handle virtually any aspect of your financial situation.

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They can help you:

  • Analyze your current situation and implement a plan that puts you on a path to your long-term financial objectives.
  • Open and manage investment accounts (individually or through employers) that help you save for retirement and other financial goals.

  • Provide access to a wide variety of investment options offering you a broad choice in asset types and fee structures, always with your risk profile in mind.

  • Manage the more significant risks in your life through insurance programs that help protect your family, income, and retirement.
  • Prepare for your family’s educational expenses utilizing tax-advantaged accounts.

Below is a list of the wide array of Dominic’s services and product options. What do you need help with?

  • Financial Planning

    • Asset Allocation Review

    • Client Financial Statements

    • Cash Flow Analysis

    • Income Tax Planning

    • Educational Cost Analysis

    • Insurance Needs & Policy Analysis

    • Estate Plan Analysis

    • Rent vs. Own

    • Buy vs. Lease

    • Mortgage Consulting

    • Business Succession Planning

  • Qualified Accounts

    • IRA

    • Roth IRA

    • SIMPLE IRA

    • SEPs

    • 401(k)

    • 403(b) Plan - Catch up provision rules

    • Profit Sharing Plans

    • Defined Benefit Plans - Pension

    • Maximization Analysis

  • Advisory Accounts

    • Mutual Fund Wrap Accounts

    • Separately Managed Accounts

    • Active & Passive Strategies

  • Insurance Programs

    • Equity Index Annuities

    • Fixed Annuities

    • Variable Life Insurance

    • Universal Life Insurance

    • Disability Insurance

    • Term Insurance

    • Whole Life Insurance

  • Investment Programs

    • Mutual Funds

    • Variable Annuities

    • Stocks

    • Bonds

    • REITs

    • UITs

    • Direct Participation Programs

  • Educational Accounts

    • 529 Plans

    • Educational IRAs

    • UGMAs

    • UTMAs

  • Non-Qualified Accounts

    • Standard Brokerage

     

    * Financial planning is offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA). Securities and advisory services are offered through LPL Financial (LPL), an RIA and broker-dealer (BD) member FINRA/SIPC. Credit union is not an RIA or BD. Insurance products are offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using NPA. These products and services offered through NPA, LPL, or their affiliates, which are separate entities from, and not affiliates of the credit union, are:

    • Not insured by NCUA or Any Other Government Agency

    • Not Credit Union Guaranteed

    • Not Credit Union Credits or Obligations

    • May Lose Value

     

    The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.


     

     

Financial Planning

  • Asset Allocation Review

  • Client Financial Statements

  • Cash Flow Analysis

  • Income Tax Planning

  • Educational Cost Analysis

  • Insurance Needs & Policy Analysis

  • Estate Plan Analysis

  • Rent vs. Own

  • Buy vs. Lease

  • Mortgage Consulting

  • Business Succession Planning

Qualified Accounts

  • IRA

  • Roth IRA

  • SIMPLE IRA

  • SEPs

  • 401(k)

  • 403(b) Plan - Catch up provision rules

  • Profit Sharing Plans

  • Defined Benefit Plans - Pension

  • Maximization Analysis

Advisory Accounts

  • Mutual Fund Wrap Accounts

  • Separately Managed Accounts

  • Active & Passive Strategies

Insurance Programs

  • Equity Index Annuities

  • Fixed Annuities

  • Variable Life Insurance

  • Universal Life Insurance

  • Disability Insurance

  • Term Insurance

  • Whole Life Insurance

Investment Programs

  • Mutual Funds

  • Variable Annuities

  • Stocks

  • Bonds

  • REITs

  • UITs

  • Direct Participation Programs

Educational Accounts

  • 529 Plans

  • Educational IRAs

  • UGMAs

  • UTMAs

Non-Qualified Accounts

  • Standard Brokerage

 

* Financial planning is offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA). Securities and advisory services are offered through LPL Financial (LPL), an RIA and broker-dealer (BD) member FINRA/SIPC. Credit union is not an RIA or BD. Insurance products are offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using NPA. These products and services offered through NPA, LPL, or their affiliates, which are separate entities from, and not affiliates of the credit union, are:

  • Not insured by NCUA or Any Other Government Agency

  • Not Credit Union Guaranteed

  • Not Credit Union Credits or Obligations

  • May Lose Value

 

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.


 

 

Bellwether Community Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Financial planning offered through Northeast Planning Associates, Inc. (NPA), a registered investment adviser (RIA). Securities and advisory services offered through LPL Financial (LPL), an RIA and broker-dealer (BD), member FINRA/SIPC. Credit union is not an RIA or BD. Insurance products offered through LPL or its licensed affiliates. LPL registered representatives offer products and services using NPA. These products and services offered through NPA, LPL or their affiliates, which are separate entities from, and not affiliates of the credit union, are: 

Not NCUA Insured; No Credit Union Guarantee; May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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