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Personal Loans for Every Milestone

The Right Loan Option For You

  • Your Plans, Your Funds

    Personal loans can be beneficial for a wide range of uses, and are not limited to the situations we have listed below. Bellwether is here to help see if a personal loan is the best solution for you.

    Learn More

    Apply Now

     

  • Turn Vacation Plans Into Reality

    Ready to explore new destinations, but need a little financial boost? Our Explorer Loan makes it easier to take the trip you’ve been dreaming about.

    Apply Now

  • Less Stress on Your Big Day

    Planning your dream wedding? From the perfect venue to stunning décor, we know costs can add up quickly. That’s where our Wedding Bliss Loan comes in — designed to help you celebrate your love without financial stress.

    Apply Now

  • Focus on Healing

    Medical expenses can be unexpected—but your peace of mind shouldn’t be. Whether it’s a planned procedure, an emergency, or ongoing treatment, our Health First Loan is here to support you when it matters most.

    Apply Now

  • Level Up Your Gadgets

    In today’s fast-paced world, technology moves quickly—and so should you. Whether you're a student, creative professional, small business owner, or just want the latest gear, our Tech Upgrade Loan helps you afford the devices and tools you need, when you need them.

    Apply Now

  • Turn To-Do Lists Into Checklists

    Ready to renovate? A Bellwether Home Improvement Loan can help you get the job done

    • Lock in same-day funding and start your project sooner
    • A solution for those with insufficient home equity
    • Affordable and manageable payments
    • Get started on your application online today

    Learn More

    *This loan is to be used for home improvements exclusively. Loan borrower must be the owner of the subject property. If using a co-borrower, all borrowers must live on the subject property. No non-occupant borrowers will be allowed for this loan. The minimum personal loan amount available is $500; the maximum loan amount available is $30,000. Proof of income is required for all loans greater than $25,000. 



  • Energy Efficiency Loans

    Make your home more energy efficient and save money with Bellwether's Energy Efficiency Loan.

    • Cover new windows, insulation, or even pre-buy heating fuel

    • Special loan pricing below the standard personal loan rates

    • Loan amounts from $500 - $10,000
      Terms up to 60 months**


    Apply Now

  • Personal Line of Credit

    Access cash with a Bellwether Personal Line of Credit when you need it most.

    • Manage unexpected expenses with financial flexibility
    • Draw funds whenever you need them
    • A smarter alternative for short-term borrowing
    • Know you have a financial safety net

    Apply Now

Your Plans, Your Funds

Personal loans can be beneficial for a wide range of uses, and are not limited to the situations we have listed below. Bellwether is here to help see if a personal loan is the best solution for you.

Learn More

Apply Now

 

Turn Vacation Plans Into Reality

Ready to explore new destinations, but need a little financial boost? Our Explorer Loan makes it easier to take the trip you’ve been dreaming about.

Apply Now

Less Stress on Your Big Day

Planning your dream wedding? From the perfect venue to stunning décor, we know costs can add up quickly. That’s where our Wedding Bliss Loan comes in — designed to help you celebrate your love without financial stress.

Apply Now

Focus on Healing

Medical expenses can be unexpected—but your peace of mind shouldn’t be. Whether it’s a planned procedure, an emergency, or ongoing treatment, our Health First Loan is here to support you when it matters most.

Apply Now

Level Up Your Gadgets

In today’s fast-paced world, technology moves quickly—and so should you. Whether you're a student, creative professional, small business owner, or just want the latest gear, our Tech Upgrade Loan helps you afford the devices and tools you need, when you need them.

Apply Now

Turn To-Do Lists Into Checklists

Ready to renovate? A Bellwether Home Improvement Loan can help you get the job done

  • Lock in same-day funding and start your project sooner
  • A solution for those with insufficient home equity
  • Affordable and manageable payments
  • Get started on your application online today

Learn More

*This loan is to be used for home improvements exclusively. Loan borrower must be the owner of the subject property. If using a co-borrower, all borrowers must live on the subject property. No non-occupant borrowers will be allowed for this loan. The minimum personal loan amount available is $500; the maximum loan amount available is $30,000. Proof of income is required for all loans greater than $25,000. 



Energy Efficiency Loans

Make your home more energy efficient and save money with Bellwether's Energy Efficiency Loan.

  • Cover new windows, insulation, or even pre-buy heating fuel

  • Special loan pricing below the standard personal loan rates

  • Loan amounts from $500 - $10,000
    Terms up to 60 months**


Apply Now

Personal Line of Credit

Access cash with a Bellwether Personal Line of Credit when you need it most.

  • Manage unexpected expenses with financial flexibility
  • Draw funds whenever you need them
  • A smarter alternative for short-term borrowing
  • Know you have a financial safety net

Apply Now

Personal Loan Calculator

Let us calculate your monthly payment on your personal loan.

APR is set by the Loan Term selected.

Your monthly payment is only...

${monthlyPayment}/mo
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Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. All personal loans are subject to credit approval.

Personal Loan and Line Table

*Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.

Effective Date: January 1, 2025
Name
Term
Annual Percentage Rate (APR) As Low As*
Notess
Name
Personal Loan 0-42 Month Term
Term
0-42 Months
Annual Percentage Rate (APR) As Low As*
9.75%
Notess
Est. monthly pmt: $28.20 per $1,000 (42 mos.)
Name
Personal Loan 43-54 Month Term
Term
43-54 Months
Annual Percentage Rate (APR) As Low As*
10.25%
Notess
Est. monthly pmt: $23.19 per $1,000 (54 mos.)
Name
Personal Loan 55-60 Month Term
Term
55-60 Months
Annual Percentage Rate (APR) As Low As*
10.75%
Notess
Est. monthly pmt: $21.62 per $1,000 (60 mos.)
Name
Energy Loan 0-42 Month Term
Term
0-42 Months
Annual Percentage Rate (APR) As Low As*
9.25%
Notess
Est. monthly pmt: $27.96 per $1,000 (42 mos.)
Name
Energy Loan 43-54 Month Term
Term
43-54 Months
Annual Percentage Rate (APR) As Low As*
9.75%
Notess
Est. monthly pmt: $22.95 per $1,000 (54 mos.)
Name
Energy Loan 55-60 Month Term
Term
55-60 Months
Annual Percentage Rate (APR) As Low As*
10.25%
Notess
Est. monthly pmt: $21.37 per $1,000 (60 mos.)
Name
Personal Line of Credit
Term
Open-End
Annual Percentage Rate (APR) As Low As*
11.99%
Notess
Est. monthly pmt: $22.24 per $1,000 (60 mos.)

*Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.

Save More on Your Next Loan

Saving money is easy with Loyalty Pays. Get a 0.25% rate discount on your next eligible loan—just for being a Bellwether member.*

Join the Program

*Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal, or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for a discount. Approval is based on credit worthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice. 

FAQs

What's APR?

APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.

How does my credit score impact my personal loan interest rate?

The higher your credit score and the better your credit history, the more likely you will receive better interest rates.


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Third Party Site Disclaimer

Custom Test - By accessing the noted link you will be leaving NAME Credit Union’s website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of NAME Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of NAME Credit Union.

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Third Party Site Disclaimer

Custom Test - By accessing the noted link you will be leaving NAME Credit Union’s website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of NAME Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of NAME Credit Union. Proceed to https://docs.google.com.