The Right Card for Your Journey
Get a credit card that fits your lifestyle, budget, and plans. Our Visa® credit cards offer competitive rates, no hidden fees, and valuable perks to help you save.
- Establish a positive credit history with our Simply Secured Card
- Earn cash back rewards or travel points
- Save on interest charges with a credit union credit card
- No hidden fees, just simple and transparent terms
Smart Rewards Credit Card
- 2.99% introductory APR for 12 billing cycles*
- Receive 5,000 points for $1,000+ spent in the first 90 days*
- Earn 1.5 points for every dollar spent
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Smart Cash Credit Card
- 3.99% introductory APR for 12 billing cycles*
- Receive $50 for first $1,000+ spent in the first 90 days*
- Earn 1.5% for every dollar spent
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Smart Rate Credit Card
- 1.99% introductory APR for 12 billing cycles*
- Low cost, no-frills, great for credit builders
- No annual fee
- No balance transfer fee**
- No over-the-credit limit fee
Simply Secured Credit Card
Great for anyone looking to build (or improve) their credit. While using your savings as collateral, this card also helps you develop your creditworthiness. Once you've established a satisfactory payment history and credit rating, you may upgrade to an unsecured card at Bellwether’s discretion.
For a more detailed comparison of our credit cards, click here.
Fee-Free and Easy
We’re not here to weigh you down with high-cost fees or spring surprises on you. We keep it simple, transparent, and free.
*Promotional rates and offers for new Bellwether credit card holders only. Promotions do not apply to members who have had a previous Bellwether credit card. **4% during introductory or promotional periods. No fee when the standard rate applies.