Easy, Local Auto Financing
Check a vehicle’s history with a free CARFAX® Vehicle History Report™
Save money with low credit union rates
Stress less with our Skip A Pay option when needed
Choose from flexible terms to fit your budget
Experience fast and efficient loan processing
Safeguard your financing with our auto loan protection plans
Drive Away with a Great Auto Loan Rate
Auto Rates
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
Auto Loan Calculator
Find out how much you can afford based on your monthly payment and what your loan payment will look like based on your purchase price.
Save More on Your Next Loan
Saving money is easy with Loyalty Pays. Get a 0.25% rate discount on your next eligible loan—just for being a Bellwether member.*
*Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal, or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for a discount. Approval is based on credit worthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice.
Vehicle Financing Made Easy
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Truck and Auto Loans
Finance your next vehicle with Bellwether. We offer competitive rates, flexible terms, and convenient online pre-approval.
- Get fast financing for used or new vehicles
- Save on your auto loan with great interest rates
- Apply for pre-approval and shop with confidence
- Lower your current payments with refinancing
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AutoSmart Car Buying Service
Find, finance, and drive away happy. AutoSmart makes car buying easy with powerful tools and exclusive member perks.
- Compare models and find the perfect fit
- See what your current car is worth
- Save at participating dealerships
- Secure your financing in advance
- Enjoy convenient on-site financing
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Find Your Ride with TrueCar
Get upfront pricing, exclusive member benefits, and seamless Bellwether financing with TrueCar.
- Get upfront pricing, transparency, and no surprises
- Browse used and new car options
- Save with exclusive discounts for Bellwether members
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Finance Your Car on the Spot
Get your Bellwether auto loan directly at the dealership. We partner with hundreds of locations across New Hampshire and Northern Massachusetts.
- Choose Indirect Lending right at the dealership
- Access our same great credit union rates
- Choose the loan that fits your budget
- Explore the hundreds of participating dealerships
Truck and Auto Loans
Finance your next vehicle with Bellwether. We offer competitive rates, flexible terms, and convenient online pre-approval.
- Get fast financing for used or new vehicles
- Save on your auto loan with great interest rates
- Apply for pre-approval and shop with confidence
- Lower your current payments with refinancing
AutoSmart Car Buying Service
Find, finance, and drive away happy. AutoSmart makes car buying easy with powerful tools and exclusive member perks.
- Compare models and find the perfect fit
- See what your current car is worth
- Save at participating dealerships
- Secure your financing in advance
- Enjoy convenient on-site financing
Find Your Ride with TrueCar
Get upfront pricing, exclusive member benefits, and seamless Bellwether financing with TrueCar.- Get upfront pricing, transparency, and no surprises
- Browse used and new car options
- Save with exclusive discounts for Bellwether members
Finance Your Car on the Spot
Get your Bellwether auto loan directly at the dealership. We partner with hundreds of locations across New Hampshire and Northern Massachusetts.- Choose Indirect Lending right at the dealership
- Access our same great credit union rates
- Choose the loan that fits your budget
- Explore the hundreds of participating dealerships
Auto Loans
- CARFAX® Vehicle History ReportsTM
- Among the lowest rates around
- Skip A Pay option available for eligible loans
- Flexible terms
- Fast service and decisions
- Auto loan protection plans available
Testimonials
FAQs
What's APR?
APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.
How does my credit score impact my auto loan interest rate?
The higher your credit score and the better your credit history, the more likely you will receive better interest rates.
Can I refinance an existing auto loan?
Yes, you can refinance your auto loan, and we’re happy to help you move your loan over to Bellwether Community Credit Union. Existing Bellwether loans are not eligible for refinancing. Must qualify for membership.