Auto Refinance
See What Bellwether Can Save You
Refinancing your auto loan with Bellwether Community Credit Union may be able to significantly lower your monthly payments, allowing you to save some money each month. Existing Bellwether auto loans are not eligible for refinancing.
Not a member with Bellwether? Become a member for just $5 when you open a Savings Account with us!
Benefits of an Auto Refinance
There are plenty of great reasons why you might benefit from auto loan refinancing, including:
- Bellwether has some of the lowest auto loan rates around. The lower the rate, the more you will save each month.
- You have a better credit score. Your credit score has improved since you first purchased the car, so you might be able to get a new loan with a better rate.
- Your income has increased. You're making more money, so you can afford higher monthly payments. Through refinancing, you could get a shorter term loan with higher monthly payments. By paying off the car sooner, you can avoid paying greater interest in the long-term.
- You financed through a dealer. Dealer financing typically comes with higher rates than with credit union auto loans. A Bellwether auto loan refinance could give you much more favorable terms and rates.
Auto Rate Table
*Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
*Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
FAQs
What's APR?
APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.
How does my credit score impact my auto loan interest rate?
The higher your credit score and the better your credit history, the more likely you will receive better interest rates.
Can I refinance an existing auto loan?
Yes, you can refinance your auto loan, and we’re happy to help you move your loan over to Bellwether Community Credit Union. Existing Bellwether loans are not eligible for refinancing. Must qualify for membership.