Live Free Checking
Keep It Simple and Easy
When you open a Live Free Checking Account, you get the flexibility and access to your funds when you need them, with no strings attached. Some features of our Live Free Checking Account include:
- Free online banking access
- Free mobile banking app
- Free bill pay
- Free ATM access nationwide courtesy of the CO-OP Network
- Free shared branch services available at over 6,700 CU Service Centers across the country
- NO minimum balance requirements
- NO monthly maintenance fee*
- NO direct deposit requirement
- Option to add overdraft protection**
- And more!
It’s Your Money; Switching Is Easy!
Switching your direct deposits and automatic payments over to Bellwether doesn’t need to be a hassle. Now it’s easier than ever, thanks to ClickSWITCH.
In as little time as 10 minutes, you can switch all your direct deposits and automatic payments to your new or existing checking account at Bellwether. This eliminates the hassle of having to contact each business and helps ensure that you don’t miss a payment during your account transition.
How does a checking account work?
A checking account is a bank account that's used mainly for transactions. In fact, the technical term for a checking account is a "transaction account." The owner can usually withdraw from or deposit money into a checking account at any time. When you have a checking account, you can get a checkbook to write checks.
What if I accidentally spend more than what’s available in my Checking Account?
We know mistakes happen. That’s why Bellwether offers Courtesy Pay for eligible members if you accidentally overdraw your checking or savings account. With Courtesy Pay, we’ll cover eligible overdrafts in your account up to $500, so your transaction can be processed. Learn more here.
Does a debit card work with a checking or savings account?
A debit card is linked to a checking account. When you use a debit card to make a transaction, the money is pulled from your checking account. It's a substitute for cash.