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Fixed Rate
Mortgage

Lock in a Great Rate

Bellwether's Conventional (Confirming) Fixed Rate Mortgages conform to guidelines put in place by Fannie Mae. Fixed Rate Mortgages are popular because the rate will not change over the life of the loan, making it easier to budget for the long term. Bellwether offers 30-, 20-, 15-, and 10-year Fixed Rate Mortgages in New Hampshire and Essex or Middlesex Counties in Massachusetts.

Check out our handy Homebuyer's Guide for valuable information when buying and financing your new home.

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Fixed Mortgage Rate Table

*Payments shown do not include taxes or insurance. Your payment may be greater. All rates and are subject to change. APR and payment examples are based on a $200,000 loan with a 20% down payment. Additional rate and point options are available. Please call 1-603-645-8181 for more information.

Effective Date: November 1, 2024
Account Type
Points
Rate (%)
APR (%)
Account Type
30 Year Fixed
Points
2
Rate (%)
6.375%
APR (%)
6.727%
Account Type
30 Year Fixed
Points
1
Rate (%)
6.750%
APR (%)
7.008%
Account Type
30 Year Fixed
Points
0
Rate (%)
7.000%
APR (%)
7.159%
Account Type
20 Year Fixed
Points
2
Rate (%)
6.000%
APR (%)
6.458%
Account Type
20 Year Fixed
Points
1
Rate (%)
6.375%
APR (%)
6.708%
Account Type
20 Year Fixed
Points
0
Rate (%)
6.875%
APR (%)
7.082%
Account Type
15 Year Fixed
Points
2
Rate (%)
5.625%
APR (%)
6.113%
Account Type
15 Year Fixed
Points
1
Rate (%)
5.875%
APR (%)
6.205%
Account Type
15 Year Fixed
Points
0
Rate (%)
6.375%
APR (%)
6.548%
Account Type
10 Year Fixed
Points
2
Rate (%)
5.500%
APR (%)
6.191%
Account Type
10 Year Fixed
Points
1
Rate (%)
5.750%
APR (%)
6.216%
Account Type
10 Year Fixed
Points
0
Rate (%)
6.250%
APR (%)
6.493%
Account Type
HomeReady 30 Year Fixed
Points
N/A
Rate (%)
6.750%
APR (%)
6.856%
Account Type
Construction 30 Year Fixed
Points
N/A
Rate (%)
7.500%
APR (%)
7.987%

*Payments shown do not include taxes or insurance. Your payment may be greater. All rates and are subject to change. APR and payment examples are based on a $200,000 loan with a 20% down payment. Additional rate and point options are available. Please call 1-603-645-8181 for more information.

Get Up to $750 Off Your Closing Costs

  • Apply for and close on your first mortgage with Bellwether
  • Open a Bellwether MyMoney Checking Account or Live Free Checking Account. If you currently have a checking account with us, that counts!
  • Add Direct Deposit to your checking account. We’ve made switching over easier than ever with ClickSWITCH

*To qualify for the maximum $750 closing cost credit, before closing documents are prepared, you must (1) have or open the Bellwether MyMoney or Live Free checking account and (2) finish your direct deposit set up through ClickSWITCH. Direct deposit of a minimum of $1,000 monthly is required. Offer may be discontinued at any time. Offer is valid for new purchases only and not valid on refinances. Excludes No Closing Cost loan products. Mortgage approval is based on credit qualifications. Cannot be combined with any other mortgage discount or offer. Terms and conditions apply.

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