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Fixed Rate
Mortgage

Lock in a Great Rate

Bellwether's Conventional (Confirming) Fixed Rate Mortgages conform to guidelines put in place by Fannie Mae. Fixed Rate Mortgages are popular because the rate will not change over the life of the loan, making it easier to budget for the long term. Bellwether offers 30-, 20-, 15-, and 10-year Fixed Rate Mortgages in New Hampshire and Essex or Middlesex Counties in Massachusetts.

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Fixed Mortgage Rate Table

*Payments shown do not include taxes or insurance. Your payment may be greater. All rates and are subject to change. APR and payment examples are based on a $200,000 loan with a 20% down payment. Additional rate and point options are available. Please call 1-603-645-8181 for more information.

Effective Date: January 27, 2023
Account Type
Term
Rate (%)
APR (%)
Payment Example
Account Type
30 Year Fixed w/ 0 points
Term
30 yrs
Rate (%)
6.125%
APR (%)
6.215%
Payment Example
$1,215.22
Account Type
20 Year Fixed w/ 0 points
Term
20 yrs
Rate (%)
5.750%
APR (%)
5.868%
Payment Example
$1,404.17
Account Type
15 Year Fixed w/ 0 points
Term
15 yrs
Rate (%)
5.250%
APR (%)
5.319%
Payment Example
$1,607.76
Account Type
10 Year Fixed w/ 0 points
Term
10 yrs
Rate (%)
5.375%
APR (%)
5.474%
Payment Example
$2,158.16
Account Type
Construction 30 Year Fixed
Term
30 yrs
Rate (%)
6.625%
APR (%)
7.020%
Payment Example
$1,280.62

*Payments shown do not include taxes or insurance. Your payment may be greater. All rates and are subject to change. APR and payment examples are based on a $200,000 loan with a 20% down payment. Additional rate and point options are available. Please call 1-603-645-8181 for more information.

Get Up to $750 Off Your Closing Costs

  • Apply for and close on your first mortgage with Bellwether
  • Open a Bellwether MyMoney Checking Account or Live Free Checking Account. If you currently have a checking account with us, that counts!
  • Add Direct Deposit to your checking account. We’ve made switching over easier than ever with ClickSWITCH

*To qualify for the maximum $750 closing cost credit, before closing documents are prepared, you must (1) have or open the Bellwether MyMoney or Live Free checking account and (2) finish your direct deposit set up through ClickSWITCH. Direct deposit of a minimum of $1,000 monthly is required. Offer valid for applications dated until 12/31/2023 (“promotional period”) but may be discontinued at any time. Offer is valid for new purchases only and not valid on refinances. Excludes No Closing Cost loan products. Mortgage approval is based on credit qualifications. Cannot be combined with any other mortgage discount or offer. Terms and conditions apply.

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Third Party Site Disclaimer

Custom Test - By accessing the noted link you will be leaving NAME Credit Union’s website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of NAME Credit Union’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of NAME Credit Union. Proceed to https://docs.google.com.