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Find Your Best Checking Account

An Option to Fit Your Goals

MyMoney

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Get paid early with the convenient MyMoney checking account.

  • Receive funds up to two days early*
  • No savings overdraft fees
  • Annual overdraft fee waiver**
  • No monthly service charge when requirements met***
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Live Free

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Bank easily and pay no fees with the Live Free Checking account.

  • NO minimum balance requirements
  • NO monthly maintenance fee*
  • NO direct deposit requirement
  • Option to add overdraft protection**
Open Account

Begin Banking

Checking Overview Icon2

Get smart with money from the start with our free student checking account.

  • Designed for ages 14-26
  • NO monthly maintenance fee*
  • NO direct deposit requirement
  • NO savings overdraft fees
Open Account

Turn Spare Change Into Savings

Sign up for Saving Make Cents—every time you use your Bellwether debit card, we’ll round up your purchase and deposit the difference into your savings.

Sign Up for Savings

Switch to Bellwether in Minutes

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ClickSWITCH makes moving your direct deposits and automatic payments fast and easy – get started today.

Make the Switch
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Checking Account Comparison Chart 2024-1-1

 

FAQs

How does a checking account work?

A checking account is a bank account that's used mainly for transactions. In fact, the technical term for a checking account is a "transaction account." The owner can usually withdraw from or deposit money into a checking account at any time. When you have a checking account, you can get a checkbook to write checks.

What if I accidentally spend more than what’s available in my Checking Account?

We know mistakes happen. That’s why Bellwether offers Courtesy Pay for eligible members if you accidentally overdraw your checking or savings account. With Courtesy Pay, we’ll cover eligible overdrafts in your account up to $500, so your transaction can be processed. Learn more here.

Does a debit card work with a checking or savings account?

A debit card is linked to a checking account. When you use a debit card to make a transaction, the money is pulled from your checking account. It's a substitute for cash.

How do I check my checking account?

You'll have a variety of ways to check your checking account when you open one with Bellwether. You can check your account at any one of our three New Hampshire branches, or access your account online or on our free mobile app. We can also send you monthly account statements by mail.

MyMoney Account
*Immediate credit of your direct deposit to your Bellwether MyMoney Account up to two business days early is based upon when we receive your payroll from your employer. Bellwether cannot assume any liability for not depositing these funds to your account early. You must be a member of Bellwether or eligible for membership with direct deposit of net pay into a MyMoney Account.
**Must have a MyMoney Account to qualify for annual overdraft fee waiver. Our standard overdraft fee is $19. Fees apply for all transactions and are imposed immediately with no repayment period.

Live Free Account
*Other fees may apply please consult our Consumer Schedule of Fees for more information.
**Overdraft Protection requires credit approval. Fees apply.

Begin Banking Account
*Begin Banking Account is a transactional account available to members ages 14 through 26 and will convert to a Live Free Checking account during the month following the primary members’ 27th birthday.  The minimum balance required to open is $25.00.  No monthly service charge. Dividends and courtesy pay not available. Required joint owner adult until 18. Federally insured by the NCUA.
**Other fees may apply please consult our Consumer Schedule of Fees for more information.

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