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Money Market
Accounts

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Get More for Your Money

Keep your earnings high and your funds accessible with a Bellwether money market savings account. It’s the perfect choice for those with higher balances looking to put their money to work. With our regular money market savings account, you’ll earn dividends with a minimum balance of just $2,500. For higher dividends, check out our premier money market savings accounts.

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Benefits of a Bellwether Money Market Savings Account

The more you contribute, the higher your dividends. You can withdraw your cash when you need to and can even write up to six checks a month.**

  • Grow your earnings with highly competitive rates
  • Earn more interest yields than a savings account
  • Access your money with checks and ATMs
  • Earn dividends with a minimum balance of $2,500*
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Premier Money Market Account

The more you save the more you earn with our Premier Money Market Account with a prime interest rate and minimum balance of $100,000. You can get one of the best rates around and watch your money grow.

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Premier Money Market Account Rates

The minimum balance required to open this account is $2,500.00.  You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield may change at any time by the Credit Union’s Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. An excess withdrawal fee will be charged for each debit transaction (withdrawal, draft paid, automatic transfer or payment out of this account) in excess of three during a month. Please refer to separate fee schedule for charges that will apply.

Effective Date: January 1, 2023
Account Type
Dividend Rate %
Annual Percentage Yield (APY)
Average Daily Balance
Account Type
Premier Money Market
Dividend Rate %
1.79%
Annual Percentage Yield (APY)
1.80% APY*
Average Daily Balance
$250,000 - $499,999.99
Account Type
Premier Money Market
Dividend Rate %
1.74%
Annual Percentage Yield (APY)
1.75% APY*
Average Daily Balance
$100,000 - $249,999.99
Account Type
Premier Money Market
Dividend Rate %
0.05%
Annual Percentage Yield (APY)
0.05% APY
Average Daily Balance
$2,500.00 - $99,999.99

The minimum balance required to open this account is $2,500.00.  You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield may change at any time by the Credit Union’s Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. An excess withdrawal fee will be charged for each debit transaction (withdrawal, draft paid, automatic transfer or payment out of this account) in excess of three during a month. Please refer to separate fee schedule for charges that will apply.

Money Market Account Rates

Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Effective Date: November 22, 2022
Account Type
Dividend Rate %
Annual Percentage Yield (APY)
Average Daily Balance
Account Type
Money Market
Dividend Rate %
0.79%
Annual Percentage Yield (APY)
0.79% APY*
Average Daily Balance
$100,000+
Account Type
Money Market
Dividend Rate %
0.53%
Annual Percentage Yield (APY)
0.53% APY*
Average Daily Balance
$50,000.00 - $99,999.99
Account Type
Money Market
Dividend Rate %
0.36%
Annual Percentage Yield (APY)
0.36% APY
Average Daily Balance
$10,000.00 - $49,999.99
Account Type
Money Market
Dividend Rate %
0.24%
Annual Percentage Yield (APY)
0.24% APY
Average Daily Balance
$2,500.00 - $9,999.99
Account Type
Money Market
Dividend Rate %
0.00%
Annual Percentage Yield (APY)
0.00% APY
Average Daily Balance
$0.00 - $2,499.99

Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

FAQs

What is a money market savings account?

A money market savings account is a special type of credit union savings account with some features not found in standard savings accounts. Money market savings accounts offer higher dividends, check-writing privileges and debit card usage.

What is the difference between a money market account and a typical checking account?

Similar to checking accounts, money market accounts allow you to write checks. But unlike checking accounts, money market accounts limit you to only six transactions per month. Examples of transactions are transferring money from one account to another, debit purchases, bill pay, and writing checks.

Disclosure

*Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings.

**Members may make up to six transfers or check withdrawals per calendar month from a money market savings account to another account or to a third party. In-person, ATM, mailed, or drop box transfers and withdrawals are unlimited.

Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

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