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MORTGAGES WITH BELLWETHER
Bellwether has made New Hampshire our home for over 97 years, and we're proud to provide low-rate mortgages tailored to your needs. Our Home Lending Team members are highly experienced, caring, local mortgage consultants who are dedicated to providing thoughtful guidance and customized mortgage solutions to address each borrower's unique home financing needs. We will answer your questions, walk you through the mortgage application process, and stay with you every step of the way. Learn why New Hampshire residents prefer Bellwether for their home financing needs. We have also recently expanded our membership to anyone living or working in Essex or Middlesex Counties in Massachusetts!
MORTGAGE CALCULATOR
Rates effective as of January 24, 2020
Skip Slideshow Staff is always friendly and helpful. Pleasant atmosphere and always a joy to do business at Bellwether. - Margaret F. We love Bellwether. – Hazel B. The smoke has cleared, we are getting settled in the house, and the whole thing went smoothly and quickly. I wouldn’t hesitate for a moment to use BCCU for another mortgage. – Bob Efficiency accompanied by courtesy; a rare combination in today's work world. The courtesy extended to me by Amanda was impressive. – Rita P.
CUSTOMER REVIEWS
Conforming Fixed Rate Mortgages* Effective Date: Friday, January 24th, 2020
Payments shown below do not include taxes or insurance. Your payment may be greater.
Account Type Rate Term Annual Percentage Rate (APR) As Low As* Payment Example*
30 Year Fixed w/0 points
3.625%
30 yrs
3.652% APR
360 monthly payments of $912.10*
20 Year Fixed w/0 points
3.375%
20 yrs
3.412% APR
240 monthly payments of $1,147.11*
15 Year Fixed w/0 points
3.125%
15 yrs
3.173% APR
180 monthly payments of $1,393.22*
10 Year Fixed w/0 points
3.000%
10 yrs
3.069% APR
120 monthly payments of $1,931.21*
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan with a 20% down payment. Additional Rate and Point options available. Please call 1-603-645-8181 for more information.
Bellwether Community Credit Union rates as low as 0.0%
VS
Average* 0.0% APR
Save up to Now!
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan and a 20% down payment. ARM CMT loans shown have a 30 year term, are payable monthly, and include an adjustable rate feature. Initial rate is fixed for the initial period and then one year adjustable thereafter. Caps Index and Margin
Adjustable Rate Mortgages (ARMs)* Effective Date: Friday, January 24th, 2020
Payment examples shown below do not include taxes or insurance. Your payment may be greater.
Account Type Rate Term Annual Percentage Rate (APR) As Low As* Payment Example*
1/1 ARM CMT
3.250%
30 years
3.250% initial rate
4.250% fully indexed4.649% APR
Mos 1-12:
$870.41
Fully indexed:
$980.72
3/1 ARM CMT
3.250%
30 years
3.250% initial rate
4.250% fully indexed4.426% APR
Mos 1-36:
$870.41
Fully indexed:
$974.26
5/1 ARM CMT
3.375%
30 years
3.375% initial rate
4.250% fully indexed4.278% APR
Mos 1-60:
$884.19
Fully indexed:
$969.75
5/5 ARM CMT
3.125%
30 years
3.125% initial rate
4.125% fully indexed3.875% APR
Mos 1-60:
$856.75
Fully indexed:
$953.33
Easy Start 5/5 ARM CMT
3.375%
30 years
3.375% initial rate
4.125% fully indexed3.963% APR
Mos 1-60:
$884.19
Fully indexed:
$957.26
7/1 ARM CMT
3.625%
30 years
3.625% initial rate
4.250% fully indexed4.302% APR
Mos 1-84:
$912.10
Fully indexed:
$969.71
10/1 ARM CMT
3.750%
30 years
3.750% initial rate
4.250% fully indexed4.156% APR
Mos 1-120:
$926.23
Fully indexed:
$977.18
1/1, 3/1, and 5/1 ARM CMT = 2/2/6
7/1 and 10/1 ARM CMT = 5/2/5
5/5 ARM CMT = 2/2/5
Index: One Year US Treasury Bill. As of 9/3/2019: 1.75, Margin: 2.75%, Your rate will be rounded up to the nearest eighth.
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