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CONTACT OUR MORTGAGE TEAM AT 603-645-8115 OR HOMETEAM@BCCU.ORG
Mortgages from Bellwether Community Credit Union
SHORT Mortgage APPLICATION
CONTACT OUR MORTGAGE TEAM AT 603-645-8115 OR HOMETEAM@BCCU.ORG
Mortgages from Bellwether Community Credit Union
SHORT Mortgage APPLICATION
Bellwether has made New Hampshire our home for 100 years, and we're proud to provide low-rate mortgages tailored to your needs. Our Home Lending Team members are highly experienced, caring, local mortgage consultants who are dedicated to providing thoughtful guidance and customized mortgage solutions to address each borrower's unique home financing needs. We will answer your questions, walk you through the mortgage application process, and stay with you every step of the way. Learn why New Hampshire residents prefer Bellwether for their home financing needs. We have also recently expanded our membership to anyone living or working in Essex or Middlesex Counties in Massachusetts!
| Conforming Fixed Rate Mortgages* | ||||
| Effective Date: Tuesday, November 30th, 2021 | ||||
| ||||
| Account Type | Rate | Term | Annual Percentage Rate (APR) As Low As* | Payment Example* |
| 30 Year Fixed w/0 points | 3.250% | 30 yrs | 3.325% APR | 360 monthly payments of $870.41* |
| 20 Year Fixed w/0 points | 3.000% | 20 yrs | 3.105% APR | 240 monthly payments of $1,109.20* |
| 15 Year Fixed w/0 points | 2.625% | 15 yrs | 2.688% APR | 180 monthly payments of $1,345.38* |
| 10 Year Fixed w/0 points | 2.625% | 10 yrs | 2.717% APR | 120 monthly payments of $1,896.79* |
| * All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan with a 20% down payment. Additional Rate and Point options available. Please call 1-603-645-8181 for more information. | ||||
Learn more on our Fixed Mortgage page.
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan and a 20% down payment. ARM CMT loans shown have a 30 year term, are payable monthly, and include an adjustable rate feature. Initial rate is fixed for the initial period and then one year adjustable thereafter. Caps Index and Margin
Skip Slideshow Excellent customer service skills and a joy to work with. – Claire D. The staff at Bellwether goes over and above to assist with any issue. – Karen M. Staff is always friendly and helpful. Pleasant atmosphere and always a joy to do business at Bellwether. - Margaret F. I run a few companies that are growing, so to say that I am busy is an understatement. I wanted my loan to be competitive, originated quickly, and, most importantly, I needed a partner that could be flexible working around my hectic schedule. Bellwether gave me all of those things, plus friendly, in-person customer service. It’s really great knowing that we have that level of service available right here in our community. - Nick
Adjustable Rate Mortgages (ARMs)* Effective Date: Tuesday, November 30th, 2021
Payment examples shown below do not include taxes or insurance. Your payment may be greater.
Account Type Rate Term Annual Percentage Rate (APR) As Low As* Payment Example*
1/1 ARM CMT
2.750%
30 years
2.750% initial rate
2.875% fully indexed2.939% APR
Mos 1-12:
$816.48
Fully indexed:
$829.41
3/1 ARM CMT
2.750%
30 years
2.750% initial rate
2.875% fully indexed2.921% APR
Mos 1-36:
$816.48
Fully indexed:
$828.64
Seasonal Home 5/1 ARM
3.500%
30 years
3.500% initial rate
3.500% fully indexed3.581% APR
Mos 1-60:
$898.09
Fully indexed:
$898.09
5/1 ARM CMT
2.750%
30 years
2.750% initial rate
2.875% fully indexed2.906% APR
Mos 1-60:
$816.48
Fully indexed:
$827.85
5/5 ARM CMT
3.375%
30 years
3.375% initial rate
3.750% fully indexed3.053% APR
Mos 1-60:
$884.19
Fully indexed:
$920.33
Easy Start 5/5 ARM CMT
3.375%
30 years
3.375% initial rate
3.375% fully indexed3.143% APR
Mos 1-60:
$884.19
Fully indexed:
$920.33
7/1 ARM CMT
3.250%
30 years
3.250% initial rate
2.875% fully indexed3.122% APR
Mos 1-84:
$870.41
Fully indexed:
$837.82
10/1 ARM CMT
3.250%
30 years
3.250% initial rate
2.875% fully indexed3.177% APR
Mos 1-120:
$870.41
Fully indexed:
$841.51
1/1, 3/1, and 5/1 ARM CMT = 2/2/6
7/1 and 10/1 ARM CMT = 5/2/5
5/5 ARM CMT = 2/2/5
Index: One Year US Treasury Bill. As of 11/19/2021: 0.18, Margin: 2.75%, Your rate will be rounded up to the nearest eighth.
Seasonal Home: One Year US Treasury Bill. As of 9/17/2021: 0.07, Margin: 3.5%, Your rate will be rounded up to the nearest eighth.
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