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MORTGAGES

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Complete this short application and we will contact you to discuss your mortgage options.

Bellwether has made New Hampshire our home for over 95 years. Our Home Lending Team members are highly experienced, caring, local mortgage consultants who are dedicated to providing thoughtful guidance and customized mortgage solutions to address each borrower’s unique home financing needs. We will answer your questions, walk you through (or hold your hand) through the process, and you will realize why our members prefer Bellwether for their home financing needs.

 

Conforming Fixed Rate Mortgages*
Effective Date: Sunday, September 23rd, 2018
Get Quotes Apply Now
Payments shown below do not include taxes or insurance. Your payment may be greater.
Account TypeRateTermAnnual Percentage Rate (APR) As Low As*Payment Example*
30 Year Fixed w/0 points 4.875% 30 yrs 4.904% APR 360 monthly payments of $1,058.42*
20 Year Fixed w/0 points 4.750% 20 yrs 4.789% APR 240 monthly payments of $1,292.45*
15 Year Fixed w/0 points 4.375% 15 yrs 4.425% APR 180 monthly payments of $1,517.24*
10 Year Fixed w/0 points 4.250% 10 yrs 4.321% APR 120 monthly payments of $2,048.75*
* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan with a 20% down payment. Additional Rate and Point options available. Please call 1-603-645-8181 for more information.
Disclosure Info

Adjustable Rate Mortgages (ARMs)*
Effective Date: Sunday, September 23rd, 2018
Get Quotes Apply Now
Payment examples shown below do not include taxes or insurance. Your payment may be greater.
Account TypeRateTermAnnual Percentage Rate (APR) As Low As*Payment Example*
1/1 ARM CMT 3.750% 30 years
3.750% initial rate
5.375% fully indexed
5.146% APR Mos 1-12:
$926.23
Fully indexed:
$1,114.71
3/1 ARM CMT 3.750% 30 years
3.750% initial rate
5.375% fully indexed
4.919% APR Mos 1-36:
$926.23
Fully indexed:
$1,103.99
5/1 ARM CMT 3.750% 30 years
3.750% initial rate
5.375% fully indexed
4.723% APR Mos 1-60:
$926.23
Fully indexed:
$1,092.90
5/5 ARM CMT 3.875% 30 years
3.875% initial rate
5.375% fully indexed
4.846% APR Mos 1-60:
$940.47
Fully indexed:
$1,095.16
Easy Start 5/5 ARM CMT 4.125% 30 years
4.125% initial rate
5.375% fully indexed
4.937% APR Mos 1-60:
$969.30
Fully indexed:
$1,099.59
7/1 ARM CMT 4.125% 30 years
4.125% initial rate
5.375% fully indexed
4.793% APR Mos 1-84:
$939.30
Fully indexed:
$1,090.91
10/1 ARM CMT 4.250% 30 years
4.250% initial rate
5.375% fully indexed
4.648% APR Mos 1-120:
$983.88
Fully indexed:
$1,081.77

 

* All rates and Annual Percentage Rates (APR) subject to change without notice. APR and payment example are based on a $200,000 loan and a 20% down payment. ARM CMT loans shown have a 30 year term, are payable monthly, and include an adjustable rate feature. Initial rate is fixed for the initial period and then one year adjustable thereafter.

 

 

Disclosure Info

Bellwether members enjoy the benefit of:

  • Extended Menu of Mortgage Programs to fit a wide variety of mortgage needs, including VA, FHA, and USDA loans
  • Competitive Interest Rates
  • Lower Closing Costs than many lenders
  • Programs with 3% down payment requirements
  • Lower Private Mortgage Insurance rates than some other lenders
  • Portfolio Loan Programs
  • Easy Start Mortgage our First Time Homebuyers Program with as little as 3% down payment and No Private Mortgage Insurance
  • Local Servicing of your mortgage
  • Local Lenders who understand the Local Market and make Local Underwriting Decisions

Contact our mortgage team today by phone: 603-645-8115 or email: hometeam@bccu.org.

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