Bellwether's Blog on life and money
all about credit scores
Today's financial systems are driven by the credit score. Most people realize that having a good credit score is one of the most important tools they have in obtaining credit, and at a reasonable rate. But how much do you know about a credit score and its calculation? Do you know what a good credit score is to have? Let's take a look at this thing we call a credit score.
watch out for the latest phone scam
Those scammers are at it again. One of the latest scams affecting people today is the mobile phone port-out scam. This is where fraudsters impersonate mobile phone users to have their information transferred to a different carrier, thereby stealing their victims' phone numbers. Once the information has been transferred, the con artist will be able to receive all texts and calls meant for the original user, including those that can be used to access a member's online banking account. If only they could put their creativity to good use
This is obviously bad, and you definitely don't want to fall victim to these fraudsters. So what can you do to ensure some mustache twirling urchin of society doesn't steal your phone number and gain access to your most valuable and sensitive information? Luckily there are a few steps you can take to protect yourself:
tips when buying your first home
While the home buying process can be stressful for anyone, this process can be particularly nerve-wracking for first time homebuyers who may have little to no idea of what to expect. However, doing some homework before you begin your house hunt can help to make the process less daunting and can help the whole thing to run smoother. If you are considering taking the leap by buying your first home, here are just a few home buying tips you should consider before you start looking at houses.
getting the house that's best for you
You have so many options to pick from when you're house shopping. The list of things you want in your new home seems endless. The key to getting the smartest home for you is to see how your new home will accommodate your needs and future lifestyle changes. Aside from enough storage space and the fenced yard for Fido, we compiled a list of practical things to look for when shopping for a home.Read More
Don't jeopardize your mortgage pre-approval!
You've received your pre-approval for your mortgage loan - congratulations! Now, you're ready to start looking for your new home. Yet, one of the most important "next steps" is actually something you SHOULDN'T do.