Job Openings: Mortgage Loan Originator

Location of Position:Bedford, NH
Salary:Full-Time Non-Exempt


The Job

As a Mortgage Loan Originator, you will be responsible for the origination of mortgage loans for assigned branch(s), responding to loan application inquiries generated by the Credit Union’s online sources, and developing relationships with local realtors and other third party referral networks to facilitate applications and lead generation. Bellwether’s recently expanded field of membership now includes Essex and Middlesex Counties in MA to pair along with the State of New Hampshire. Origination will include conducting initial pre-qualification interviews and preparing complete loan application packages and necessary documentation. The ideal candidate will be a self-starter with a proven ability to produce sales results.

Essential Duties and Responsibilities

  • Have a thorough knowledge of all mortgage products to effectively educate and recommend prospective borrowers with the mortgage loan products that best meet their needs.
  • Interviews, takes application and processes preliminary documentation on mortgage loan requests. Discusses loan alternative, credit criteria, interest rates, and loan documentation in an appropriate manner.
  • Responsible for ensuring the appropriate coverage of the branches assigned
  • Responsible for creating and providing applicants with accurate required regulatory disclosures within statutory time limits.
  • Complete applications utilizing tools and following procedures provided by the credit union.
  • Issues all required initial Federal and State disclosures including insuring the accuracy of preparation of Loan Estimate and all initial disclosures.
  • Submits application package to Mortgage Processor for continuation of processing of file, provides detailed description of loan application, requests additional credit, asset, income documentation as needed.
  • Maintains communication with members, realtors, and other pertinent parties to the transaction throughout the process.
  • Develops relationships with local realtors through a variety of external sales efforts.
  • Coordinates and conducts home buyer education seminars both with the CU’s marketing efforts and with outside realtor relationships.
  • Submit weekly sales opportunities report(s) to supervisor.
  • Work in conjunction with Mortgage Dept. to support each other’s needs and the needs of BCCU members and prospective members.
  • Create and maintain strong relationships with front-line and contact center personnel
  • Represent BCCU in a professional and responsible manner at all times. Represent the Credit Union in the community through involvement in various civic and charitable activities.
  • All other duties as required.
  • Must meet registration requirements under the SAFE ACT to obtain appropriate federal and state registration and licensing.
  • Understand and Comply with all BSA Regulations

NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.

Additional Functions:

  • Back-up the Mortgage Loan Processor



  • A minimum of 2 years of mortgage loan origination preferred.
  • Knowledge of underwriting guidelines (FNMA, FHA, VA, USDA) and other investors used by BCCU. Knowledge of all state and federal regulations affecting mortgage lending including but not limited to Reg Z, ECOA, Reg B, and HMDA. General knowledge of NH Real Estate Law. Excellent written and verbal communications skills
  • Must meet registration requirements under the Safe Act to obtain appropriate federal and state registration and licensing
  • Must meet requirements to obtain and maintain NMLS #.

Misc Comments:

Work Environment

As part of the Bellwether Family, you’ll experience our commitment to your personal and professional success through our “Best Places” culture, training opportunities, competitive salary and above average benefits package.

How to Apply

Apply Online for Mortgage Loan Originator
Upload Your Resume for Mortgage Loan Originator

If it is more convenient you may also complete and print an employment application and submit along with a copy of your resume to Credit Union Name in person or by mail to:


Bellwether Community Credit Union
Attn: HR
425 Hooksett Road
Manchester, NH 03104


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Ready to join our team? Apply online or upload your resume.