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Personal Loans

Flexible Financing for Life's Needs

Life is full of exciting plans and unexpected moments. Whether you're planning a major purchase, covering unexpected expenses, or consolidating debt, our Personal Loans give you the financial flexibility you need—without the stress.
  • Get your money as quickly as today
  • Among the lowest rates around
  • Flexible terms
  • Fast service and decisions
  • Easy online application
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Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. All personal loans are subject to credit approval.

Personal Loan and Line Table

*Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.

Effective Date: January 1, 2025
Name
Term
Annual Percentage Rate (APR) As Low As*
Notess
Name
Personal Loan 0-42 Month Term
Term
0-42 Months
Annual Percentage Rate (APR) As Low As*
9.75%
Notess
Est. monthly pmt: $28.20 per $1,000 (42 mos.)
Name
Personal Loan 43-54 Month Term
Term
43-54 Months
Annual Percentage Rate (APR) As Low As*
10.25%
Notess
Est. monthly pmt: $23.19 per $1,000 (54 mos.)
Name
Personal Loan 55-60 Month Term
Term
55-60 Months
Annual Percentage Rate (APR) As Low As*
10.75%
Notess
Est. monthly pmt: $21.62 per $1,000 (60 mos.)
Name
Energy Loan 0-42 Month Term
Term
0-42 Months
Annual Percentage Rate (APR) As Low As*
9.25%
Notess
Est. monthly pmt: $27.96 per $1,000 (42 mos.)
Name
Energy Loan 43-54 Month Term
Term
43-54 Months
Annual Percentage Rate (APR) As Low As*
9.75%
Notess
Est. monthly pmt: $22.95 per $1,000 (54 mos.)
Name
Energy Loan 55-60 Month Term
Term
55-60 Months
Annual Percentage Rate (APR) As Low As*
10.25%
Notess
Est. monthly pmt: $21.37 per $1,000 (60 mos.)
Name
Personal Line of Credit
Term
Open-End
Annual Percentage Rate (APR) As Low As*
11.99%
Notess
Est. monthly pmt: $22.24 per $1,000 (60 mos.)

*Rates are subject to change at any time. For personal loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. Please call 1-866-996-9828 for more details. All personal loans are subject to credit approval.

Save More on Your Next Loan

Saving money is easy with Loyalty Pays. Get a 0.25% rate discount on your next eligible loan—just for being a Bellwether member.*

Join the Program

*Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal, or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for a discount. Approval is based on credit worthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice. 

FAQs

What's APR?

APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.

How does my credit score impact my personal loan interest rate?

The higher your credit score and the better your credit history, the more likely you will receive better interest rates.

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