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As a credit union with almost a century of experience, we are proud to offer personal loans in all shapes and sizes. Our team of dedicated professionals works to personalize loans to meet your specific borrowing needs. Bellwether offers everything from short-term personal loans to credit building loans secured by your deposit accounts. Whether you're looking for a line of credit, a computer, or even assistance with pet health, we can help.
Bellwether offers personal loans to assist our community with an array of needs. Take advantage of tailored financing solutions to fund small projects, special events, or emergency expenses. We provide personal loans in New Hampshire and Middlesex and Essex Counties with flexible terms, ensuring each member gets the funds they need, when they need it. You can also take advantage of a personal line of credit from Bellwether to protect against possible overdraft fees on your Loyalty Rewards Checking account.
Estimate your personal loan with our easy-to-use calculator. Choose your rate and the amount of your personal loan to estimate your monthly payment with Bellwether Community Credit Union. Need in-person assistance? Visit our Manchester, Nashua, or Bedford branches to get started. We have also recently expanded our membership to anyone living or working in Essex and Middlesex Counties in Massachusetts!
Rates effective as of January 26, 2021
Skip Slideshow I have always been happy with the service I have received at BCCU. That's why I continue to be a customer with you! – Mary R. People are extremely friendly and helpful. Much better than any other bank I have done business with, will always stay with Bellwether. – Richard C. Excellent customer service skills and a joy to work with. – Claire D. Staff is always friendly and helpful. Pleasant atmosphere and always a joy to do business at Bellwether. - Margaret F.
CUSTOMER REVIEWS
A Personal Loan from Bellwether isn't limited to one lifestyle choice. A personal line of credit is the perfect solution for immediate cash flow needs or emergency expenses, and may prove to be a cost-effective alternative to a payday loan. You'll have the security and comfort of knowing you can access funds when you need them most. A personal line of credit from Bellwether can also be linked to your Loyalty Checking account, protecting you from the accidental or occassional overdraft. Going green at home can cost money, but we all want to do our part to protect the environment. Well, with Bellwether’s Energy Efficiency Loan, you can do both. You’ll save money in the long run by adding value to your home and reducing your annual energy expense. As part of the Energy Efficiency Partnership created between credit unions in New Hampshire, our Greenlight Energy Efficiency Loan will help make your home energy conservation projects more affordable.
LIFESTYLE LOANS
There are many different ways to use your Personal Loan, below are just some of the ways our members have chosen to use theirs.
COMPUTER
Whether you’re purchasing your first home computer, buying a laptop for college, or simply keeping up with the latest technology, Bellwether is here to help. You’ll have the funds you need to take advantage of the latest trends in technology. This is a great option for students, and could be another great way to start building your credit history.
DEBIT CONSOLIDATION
When it comes to debt, more is definitely not better. Consolidate your debt down to one single, lower monthly payment with Bellwether and take back control of your financial life.
WEDDING
Planning a wedding isn’t easy. You need to make sure Aunt Cathy and Cousin Janet aren’t seated near each other, that the cake is coming out just as you imagined, and please oh please don’t let Uncle Murray anywhere near the DJ! There’s just no room to be worried about money during your big day. A loan with Bellwether will help put your mind at ease, so you can focus on saying ‘I do’ and not ‘I can’t.’
MEDICAL
If you're struggling to determine how to pay for your medical bills, consider a Personal Loan from Bellwether. Personal Loans aren't just for credit card debt, they can also be used for unexpected emergencies and medical bills.
HEALTHY PET
Yeah Sprinkles can drive you nuts when she has an accident on the floor or chews up your shoes while you’re still wearing them, but she’s still a member of the family! When those unexpected vet bills seem overwhelming, a loan from Bellwether could be just what the veterinarian ordered.
VACATION
The warm sand between your toes, the breathtaking view atop a mountain, waking up to the sound of a running river, the worry and anxiety of how you’re going to afford the trip… wait that last one doesn’t sound so great. Don’t just get away from home, leave your financial worries there too with a loan from Bellwether!
PERSONAL LINE OF CREDIT
ENERGY EFFICIENCY LOAN
Sometimes your monthly income just doesn't stretch far enough to cover everything, and other times you just need some extra cash to cover an unexpected expense. Maybe you need a little time off with your spouse, away from the daily grind and household responsibilities. Perhaps your kids have finally worn you down enough to get you to buy that new game system. Wouldn't it be nice if you could skip that car, boat, RV, or personal loan payment just for a month so you could make everybody happy? At Bellwether Community Credit Union, we understand life gets crazy, and adulting is hard. You work hard, and you do the responsible thing all the time, and it's not always fun. That's why we've developed a program called Skip-a-Pay, which lets people take a break from their loan payments and catch their breath.
SKIP-A-PAY
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