Personal Money Market Accounts | BCCU

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As a thank you to our staff, Bellwether Community Credit Union will be closing its branches and contact center early on Tuesday, June 7th at 3 p.m. for an Employee Appreciation Event. Online banking and our mobile app will be available. We will resume normal business hours on Wednesday, June 8th. Rain date is scheduled for Tuesday, June 14th. Click here for more information.

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If your traditional savings or checking account holds a high balance, consider moving your funds to a money market account with Bellwether Community Credit Union. This type of account typically earns better dividends than your average savings or checking account. Make your money work harder for you by taking advantage of the higher dividends and easy access of a money market account.



A money market account works in the same manner as other types of savings accounts. Provide your information, make an initial deposit, and sit back - your money will begin earning interest at a variable. When you're ready to use your funds, access by way of check, debit card, or online transfer. Since money market funds are available for withdrawal without penalties, this type of account is a great option for your emergency fund savings.

Earn a higher dividend rate with a Bellwether money market account. Offering a higher yield than our traditional savings account, a money market account requires a balance of at least $2,500 to open and obtain dividends. Additional balance tiers up to $100,000 and above earn even higher dividends, so you can make the most of your money.

We also offer basic Primary Savings Accounts


If you're interested in opening a money market account with Bellwether, we offer competitive rates. Browse Bellwether money market account rates below.

Money Market Accounts
Effective Date: Thursday, May 26th, 2022
Account TypeDividend RateAnnual Percentage Yield (APY)Comments
Premier Money Market .40% .40% APY* Average Daily Balance $100,000+
  .05% 0.05% APY Average Daily Balance $2,500.00 - $99,999.99
*Annual Percentage Yield (APY) of .40% is a promotional rate available when you open a Premier Money Market Savings account and maintain an average daily balance of at least $100,000 in the account. There is a $2,500 minimum to open this account. If your average daily balance is less than $100,000, the account will earn .05% APY, balances under the minimum of $2,500 will not earn any interest. The promotional rate of .40% APY is guaranteed for 90 days after the account is opened and subject to change at any time thereafter. Dividends are calculated by the daily balance method which applies the applicable daily periodic rate to the balance in the account each day.
These APYs are effective as of 4/1/2021 and are available for new Premier Money Market accounts only. Fees may reduce earnings. This product is available for consumer and business members. It is not available for financial institutions and brokers.

Money Market Account .30% 0.30% APY Average Daily Balance $100,000+
  .15% 0.15% APY Average Daily Balance $50,000.00 - $99,999.99
  .05% 0.05% APY Average Daily Balance $10,000.00 - $49,999.99
  .05% 0.05% APY Average Daily Balance $2,500.00 - $9,999.99
  .00% 0.00% APY Average Daily Balance $0.00 - $2,499.99
Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Click here for Consumer Truth-In-Savings information.



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