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Money Market
Savings Accounts

Strong returns, easy access, and dependable support for your savings journey.

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Benefits of a Bellwether Money Market Savings Account

The more you contribute, the higher your dividends. You can withdraw your cash when you need to and can even write up to six checks a month.**
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Grow your earnings with highly competitive rates

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Earn more interest yields than a savings account

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Access your money with checks and ATMs

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Earn dividends with a minimum balance of $2,500*

Find Your Money Market Fit.

Wherever you are in your savings journey, there's a way to keep growing.

BUILDING YOUR SAVINGS

Money Market

Start growing with as little as $2,500.

BRINGING NEW MONEY

Special Money Market

Make $50,000+ from elsewhere work harder.

GROWING WHAT YOU'VE BUILT

Premier Money Market

Reward your progress with higher earning potential on established balances of $100,000+.

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Put Your Hard-Earned Savings to Work.

Special Money Market Account

Have $50,000 or more saved elsewhere? Put it to better work at Bellwether!

Bellwether's Special Money Market offers higher earning potential for funds brought in from another financial institution, without locking your money away.

  • Open with just $2,500 to get started.
  • Unlock our highest money market dividends with balances of $50,000 or more.
  • Keep your funds accessible when you need them.
  • Bring in new money and make the most of what you've saved.

More earning potential. More flexibility. Make your move to Bellwether!

Offer applies to new money deposits only. Funds already held in Bellwether share accounts are not eligible.

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Special Money Market Account Rates

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*Offer is not available for funds in existing Bellwether share accounts. New money only. Rates are variable and can change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Minimum balance of $50,000.00 to obtain special dividend rate. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Effective Date: June 1, 2026
Account Type
Dividend Rate %
Annual Percentage Yield (APY)
Minimum Balance to Earn Dividends
Account Type
Special Money Market
Dividend Rate %
3.54%
Annual Percentage Yield (APY)
3.60% APY
Minimum Balance to Earn Dividends
$50,000.00 +
Account Type
Special Money Market
Dividend Rate %
0.05%
Annual Percentage Yield (APY)
0.05% APY
Minimum Balance to Earn Dividends
$2,500.00 - $49,999.99
Account Type
Special Money Market
Dividend Rate %
0.00%
Annual Percentage Yield (APY)
0.00% APY
Minimum Balance to Earn Dividends
$0.00 - $2,499.99

*Offer is not available for funds in existing Bellwether share accounts. New money only. Rates are variable and can change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Minimum balance of $50,000.00 to obtain special dividend rate. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Start Growing Your Savings. Reach Your Goals.

Starter Money Market Account

You don't need a big balance to make your money work harder.

Bellwether's standard Money Market account gives you the flexibility to earn dividends while keeping your funds accessible. It's a smart choice for everyday savers ready to take the next step.

  • Start earning dividends with just $2,500.
  • Earn more as your balance grows with tiered dividend rates.
  • Keep your money accessible when you need it.
  • Save toward your goals without locking your funds away.

Looking to grow even more? Explore our Special Money Market for new funds brought to Bellwether, or our Premier Money Market for higher existing balances. 

Open Now
Schedule an Appointment
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Money Market Account Rates

*Rates are variable and can change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Effective Date: May 1, 2026
Account Type
Dividend Rate %
Annual Percentage Yield (APY)
Minimum Balance to Earn Dividends
Account Type
Money Market
Dividend Rate %
0.79%
Annual Percentage Yield (APY)
0.79% APY
Minimum Balance to Earn Dividends
$100,000.00+
Account Type
Money Market
Dividend Rate %
0.53%
Annual Percentage Yield (APY)
0.53% APY
Minimum Balance to Earn Dividends
$50,000.00 - $99,999.99
Account Type
Money Market
Dividend Rate %
0.36%
Annual Percentage Yield (APY)
0.36% APY
Minimum Balance to Earn Dividends
$10,000.00 - $49,999.99
Account Type
Money Market
Dividend Rate %
0.24%
Annual Percentage Yield (APY)
0.24% APY
Minimum Balance to Earn Dividends
$2,500.00 - $9,999.99
Account Type
Money Market
Dividend Rate %
0.00%
Annual Percentage Yield (APY)
0.00% APY
Minimum Balance to Earn Dividends
$0.00 - $2,499.99

*Rates are variable and can change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

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You've Built Your Savings. Keep Them Growing.

Premier Money Market Account

You've worked hard to build your balance. Now make the most of it.

Bellwether's Premier Money Market rewards your progress with competitive dividends and the flexibility to access your money when you need it.

  • Open with just $2,500 to get started.
  • Unlock higher dividend tiers with balances of $100,000 or more.
  • Earn more as your balance grows with tiered dividend rates.
  • Keep your funds accessible without locking them away.

You've come this far. Keep your money growing toward what's next.

Open Now
Schedule an Appointment

Premier Money Market Account Rates

*The minimum balance required to open this account is $2,500.00.  You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. The dividend rate and annual percentage yield can change after the account is opened by the Credit Union’s Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. 

Effective Date: November 6, 2026
Account Type
Dividend Rate %
Annual Percentage Yield (APY)
Minimum Balance to Earn Dividends
Account Type
Premier Money Market
Dividend Rate %
3.93%
Annual Percentage Yield (APY)
4.00% APY
Minimum Balance to Earn Dividends
$5,000,000.00 +
Account Type
Premier Money Market
Dividend Rate %
2.28%
Annual Percentage Yield (APY)
2.30% APY
Minimum Balance to Earn Dividends
$2,500,000.00-$4,999,999.99
Account Type
Premier Money Market
Dividend Rate %
2.28%
Annual Percentage Yield (APY)
2.30% APY
Minimum Balance to Earn Dividends
$1,000,000.00-$2,499,999.99
Account Type
Premier Money Market
Dividend Rate %
2.08%
Annual Percentage Yield (APY)
2.10% APY
Minimum Balance to Earn Dividends
$500,000.00-$999,999.99
Account Type
Premier Money Market
Dividend Rate %
1.69%
Annual Percentage Yield (APY)
1.70% APY
Minimum Balance to Earn Dividends
$250,000.00 - $499,999.99
Account Type
Premier Money Market
Dividend Rate %
1.64%
Annual Percentage Yield (APY)
1.65% APY
Minimum Balance to Earn Dividends
$100,000.00 - $249,999.99
Account Type
Premier Money Market
Dividend Rate %
0.05%
Annual Percentage Yield (APY)
0.05% APY
Minimum Balance to Earn Dividends
$2,500.00 - $99,999.99
Account Type
Premier Money Market
Dividend Rate %
0.00%
Annual Percentage Yield (APY)
0.00% APY
Minimum Balance to Earn Dividends
$0.00 - $2,499.99

*The minimum balance required to open this account is $2,500.00.  You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. The dividend rate and annual percentage yield can change after the account is opened by the Credit Union’s Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. 

FOR BUSINESS OWNERS

Your Business Deserves More, Too.

Put your business's money to work. Explore money market options that help your business grow while keeping funds accessible.

Testimonials

"I LOVE that we know that our money is safe, they call instantly if there is any question. They are always so polite in person or on the phone!"
Renee Baylis, Manchester, NH 
"This is my favorite credit union. Whether I go into a branch or call for help I am always treated like a valued member. If you are looking for a community based, highly professional, well rounded staff with all the answers. Look no further. I have gotten help with all my finances. IRA's, 401k, vehicle loans, personal loans, savings, checking accounts. They have it all and are ready and willing to help even the most uneducated. I have learned so much from them and will continue to use them as a resource for years to come."
Moriah Webster, Manchester, NH 

FAQs

What is a money market savings account?

A money market savings account is a special type of credit union savings account with some features not found in standard savings accounts. Money market savings accounts offer higher dividends, check-writing privileges and debit card usage.

What is the difference between a money market account and a typical checking account?

Similar to checking accounts, money market accounts allow you to write checks. But unlike checking accounts, money market accounts limit you to only six transactions per month. Examples of transactions are transferring money from one account to another, debit purchases, bill pay, and writing checks.

Disclosure

*Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings.

**Members may make up to six transfers or check withdrawals per calendar month from a money market savings account to another account or to a third party. In-person, ATM, mailed, or drop box transfers and withdrawals are unlimited.

Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.


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