Personal Money Market Accounts | BCCU

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If your traditional savings or checking account holds a high balance, consider moving your funds to a money market account with Bellwether Community Credit Union. This type of account typically earns better dividends than your average savings or checking account. Make your money work harder for you by taking advantage of the higher dividends and easy access of a money market account.



A money market account works in the same manner as other types of savings accounts. Provide your information, make an initial deposit, and sit back - your money will begin earning interest at a variable. When you're ready to use your funds, access by way of check, debit card, or online transfer. Since money market funds are available for withdrawal without penalties, this type of account is a great option for your emergency fund savings.

Earn a higher dividend rate with a Bellwether money market account. Offering a higher yield than our traditional savings account, a money market account requires a balance of at least $2,500 to open and obtain dividends. Additional balance tiers up to $100,000 and above earn even higher dividends, so you can make the most of your money.

We also offer basic Primary Savings Accounts


If you're interested in opening a personal or IRA money market account with Bellwether, we offer competitive rates. 

Money Market Accounts
Effective Date: Wednesday, October 5th, 2022
Account TypeDividend RateAnnual Percentage Yield (APY)Comments
Premier Money Market 1.44% 1.45% APY* Average Daily Balance $1,000,000+
Premier Money Market 1.37% 1.38% APY* Average Daily Balance $500,000 - $999,999.99
Premier Money Market 1.24% 1.25% APY* Average Daily Balance $250,000 - $499,999.99
Premier Money Market .99% .99% APY* Average Daily Balance $100,000 - $249,999.99
  .05% 0.05% APY Average Daily Balance $2,500.00 - $99,999.99
*The minimum balance required to open this account is $2,500.00.  You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The dividend rate and annual percentage yield may change at any time by the Credit Union’s Asset Liability Committee. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) to your account. Dividends will be compounded at least monthly. Dividends will be credited to your account at least monthly. An excess withdrawal fee will be charged for each debit transaction (withdrawal, draft paid, automatic transfer or payment out of this account) in excess of three during a month. Please refer to separate fee schedule for charges that will apply.

Money Market Account 0.79% 0.79% APY Average Daily Balance $100,000+
  0.53% 0.53% APY Average Daily Balance $50,000.00 - $99,999.99
  0.36% 0.36% APY Average Daily Balance $10,000.00 - $49,999.99
  0.24% 0.24% APY Average Daily Balance $2,500.00 - $9,999.99
  .00% 0.00% APY Average Daily Balance $0.00 - $2,499.99
Rates are variable and may change after the account is opened. Minimum balance of $2,500.00 to open. Minimum balance of $2,500.00 to obtain dividends. Fees may reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Click here for Consumer Truth-In-Savings information.



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