Personal Line of credit
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Personal Loans/Lines Effective Date: Monday, January 21st, 2019 Account Type Annual Percentage Rate (APR) As Low As* Comments Application Personal Line of Credit
Personal Loan up to 36 Month Term
Est. monthly pmt: $31.87 per $1,000
Personal Loan 48 Month Term
Est. monthly pmt: $25.20 per $1,000
Personal Loan 60 Month Term
Est. monthly pmt: $21.32 per $1,000
Energy Loan up to 36 Month Term
Est. monthly pmt: $31.41 per $1,000
Energy Loan 48 Month Term
Est. monthly pmt: $24.72 per $1,000
Energy Loan 60 Month Term
Est. monthly pmt: $20.83 per $1,000
* Rates are subject to change at any time. For Personal Loans and Greenlight Energy Efficiency Loans, other rates and terms are available. Your actual rate will be determined by your creditworthiness and ability to repay. Rates quoted for Personal Loans and Greenlight Energy Efficiency Loans include a .10% discount. Rates for members without Loyalty Rewards checking would be .10% higher. There is no discount on Personal lines of Credit. Please call 1-866-996-9828 for more details. Payment examples assume $0.00 down payment. All loans subject to credit approval.
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Borrow against your savings and continue to earn dividends! Using your BCCU savings or certificate account balance as collateral, you can borrow a percentage of your balance as a loan or line of credit. Your savings will continue to earn dividends and the rate you pay on the loan or line will be based on your dividend rate plus a margin. Why not put your savings to work for you today?