Auto Loan Protection
We've Got Your Back
After you've applied for your auto loan and purchased the car or truck of your dreams, protect your investment with affordable loan protection products* from Bellwether.
Add GAP or MRC to any current or new BCCU loan or application. For more information on both types of protection, contact a Bellwether member service professional today at 1-866-996-9828.
Protection We Offer
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If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss.
For just a few pennies more, GAP Plus coverage also includes up to $1,000 toward the down payment for a replacement vehicle. The replacement vehicle must be purchased within 60 days of primary insurer’s settlement and financed directly with Bellwether Community Credit Union.
Eligible assets include:
- Motor Vehicles
- Power Sport
- RVs
- Watercraft
Maximum claim – Up to $50,000
Give it a try! 90-day Free Look Period – full refund in the first 90 days if you decide this coverage is not for you.
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
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You can protect your vehicle—and your budget—from unexpected repair expenses that could total hundreds or even thousands of dollars.
MRC starts protecting you immediately from the cost and inconvenience of covered breakdowns. Coverage offers 24-hour road side assistance, towing, emergency travel expenses, rental reimbursement, and payment for covered repairs of the vehicle.
Look at the following examples of covered repairs and average costs:
- Engine replacement - $5,000
- Transmission - $3,000
- A/C Compressor - $700
- Fuel Pump - $700
- Alternator $550
- Battery/jump start
- Flat tire assistance
- Lock out service
Any one of these problems can happen suddenly, and you may be stuck without your vehicle and with a significant cost to you. With MRC you’ll be prepared and the breakdown will be a small inconvenience, rather than a true hardship.
Give it a try! 90-day Free Look Period – full refund in the first 90 days if you decide this coverage is not for you.
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Auto owners in New Hampshire trust Bellwether Community Credit Union to provide quality products and services to meet their financial needs. We've joined with a dedicated team of insurance professionals to bring you the TruStage™ Auto & Homeowners Insurance Program.
If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss.
For just a few pennies more, GAP Plus coverage also includes up to $1,000 toward the down payment for a replacement vehicle. The replacement vehicle must be purchased within 60 days of primary insurer’s settlement and financed directly with Bellwether Community Credit Union.
Eligible assets include:
- Motor Vehicles
- Power Sport
- RVs
- Watercraft
Maximum claim – Up to $50,000
Give it a try! 90-day Free Look Period – full refund in the first 90 days if you decide this coverage is not for you.
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.
You can protect your vehicle—and your budget—from unexpected repair expenses that could total hundreds or even thousands of dollars.
MRC starts protecting you immediately from the cost and inconvenience of covered breakdowns. Coverage offers 24-hour road side assistance, towing, emergency travel expenses, rental reimbursement, and payment for covered repairs of the vehicle.
Look at the following examples of covered repairs and average costs:
- Engine replacement - $5,000
- Transmission - $3,000
- A/C Compressor - $700
- Fuel Pump - $700
- Alternator $550
- Battery/jump start
- Flat tire assistance
- Lock out service
Any one of these problems can happen suddenly, and you may be stuck without your vehicle and with a significant cost to you. With MRC you’ll be prepared and the breakdown will be a small inconvenience, rather than a true hardship.
Give it a try! 90-day Free Look Period – full refund in the first 90 days if you decide this coverage is not for you.
Auto owners in New Hampshire trust Bellwether Community Credit Union to provide quality products and services to meet their financial needs. We've joined with a dedicated team of insurance professionals to bring you the TruStage™ Auto & Homeowners Insurance Program.
*Insurance products sold through or in the Credit Union are not insured by the National Credit Union Administration (NCUA) and are not issued, guaranteed, or underwritten by the Credit Union or the NCUA or any other federal government agency. There is no requirement or obligation to purchase insurance from the Credit Union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. The Credit Union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity.