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We can help you find the right vehicle you want at the price you want. You can trust Bellwether Community Credit Union to help you every step of the way. We offer great rates on new and used vehicles, helping you find your dream car or truck. If you live or work in the New Hampshire area or Essex or Middlesex Counties in Massachusetts, we have affordable options for your next auto loan.
Bellwether provides the resources you need to find the right vehicle, get the best auto loan rate and purchase the car loan or truck loan you're looking for. Learn why Bellwether is your premier auto loan lender and drive off in the vehicle of your dreams sooner. Refinance your existing loan and see if we can lower your payment.** Apply now directly through Bellwether and get pre-approved before you go shoppinh.
*Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your credit worthiness and ability to repay. Title, UCC & VSI fees will be charged when necessary. All loans subject to credit approval. Rates are subject to change at any time.
**Refinancing does not apply to current Bellwether auto loans.
Bellwether is proud to offer competitive auto loan rates for residents in New Hampshire or Essex/Middlesex County, Massachusetts. Browse current rates for new and used vehicles below to examine term length, percentage financed, and APR options. Check current rates on all of our loans here.
| Auto Loans: New and Used | |||||
| Effective Date: Tuesday, November 30th, 2021 | |||||
| Vehicle Year | Term | % Financed | Annual Percentage Rate (APR) As Low As* | Comments | Application |
Vehicle Years 2021 through 2019 | |||||
| 2021 - 2019 | 0-66 Months | Up to 100% | 2.64% APR | Est. monthly pmt: $28.92 per $1,000 (36 mos.) Est. monthly pmt: $21.98 per $1,000 (48 mos.) Est. monthly pmt: $17.81 per $1,000 (60 mos.) |
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| 2021 - 2019 | 67-75 Months | Up to 100% | 2.94% APR | Est. monthly pmt: $14.61 per $1,000 for 75 months | |
| 2021 - 2019 | 76-84 Months | Up to 100% | 3.99% APR | Est. monthly pmt: $13.66 per $1,000 for 84 months | |
Vehicle Years 2018 through 2015 | |||||
| 2018 - 2015 | 0-66 Months | Up to 100% | 2.89% APR | Est. monthly pmt: $29.03 per $1,000 (36 mos.) Est. monthly pmt: $22.09 per $1,000 (48 mos.) Est. monthly pmt: $17.92 per $1,000 (60 mos.) |
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| 2018 - 2015 | 67-75 Months | Up to 100% | 3.44% APR | Est. monthly pmt: $14.84 per $1,000 for 75 months | |
| 2018 - 2015 | 76-84 Months | Up to 100% | 4.54% APR | Est. monthly pmt: $13.92 per $1,000 for 84 months | |
Vehicle Years 2014 through 2012 | |||||
| 2014 - 2012 | 0-66 Months | Up to 100% | 3.49% APR | Est. monthly pmt: $29.30 per $1,000 (36 mos.) Est. monthly pmt: $22.35 per $1,000 (48 mos.) Est. monthly pmt: $18.19 per $1,000 (60 mos.) |
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| 2014 - 2012 | 67-75 Months | Up to 100% | 4.04% APR | Est. monthly pmt: $15.11 per $1,000 for 75 months | |
Vehicle Years 2010 and Older | |||||
| 2011 & older | 0-48 Months | Up to 80% | 5.54% APR | Est. monthly pmt: $23.27 per $1,000 (48 mos.) | |
| *Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your credit worthiness and ability to repay. Title, UCC & VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans subject to credit approval. Rates are subject to change at any time. | |||||
A car's history affects its value. CARFAX® Vehicle History ReportsTM can help you make better used car-buying decisions. CARFAX has the most accident and damage information. A CARFAX Vehicle History Report purchased via our CARFAX website costs $19.99 for one vehicle and we will waive that fee when your loan is approved and funded through Bellwether.
Our team will pull the CARFAX Report and review it with you. Visit our CARFAX portal to learn more about the benefits of requesting a CARFAX Report.
Bellwether Community Credit Union works with hundreds of auto dealerships throughout New Hampshire and Northern Massachusetts to get you the best loan rate. Be sure to mention that you're a member of Bellwether Community Credit Union to receive fast and convenient financing without leaving the dealership. The application process is fast and you will receive Bellwether's same low rate and flexible terms.
For more information contact our Indirect Lending Department at 603-429-4700.
Sometimes your monthly income just doesn't stretch far enough to cover everything, and other times you just need some extra cash to cover an unexpected expense. Maybe you need a little time off with your spouse, away from the daily grind and household responsibilities. Perhaps your kids have finally worn you down enough to get you to buy that new game system. Wouldn't it be nice if you could skip that car, boat, RV, or personal loan payment just for a month so you could make everybody happy?
At Bellwether Community Credit Union, we understand life gets crazy, and adulting is hard. You work hard, and you do the responsible thing all the time, and it's not always fun. That's why we've developed a program called Skip-a-Pay, which lets people take a break from their loan payments and catch their breath.
Skip Slideshow I have always been happy with the service I have received at BCCU. That's why I continue to be a customer with you! – Mary R. I had a previous car loan with Bellwether and was very pleased. I have another car loan with Bellwether and a credit card. Bellwether is awesome! - Holly L. We love Bellwether. – Hazel B. Excellent customer service skills and a joy to work with. – Claire D.
CUSTOMER REVIEWS
Have a question about NH auto loans? Browse our vehicle loan FAQs below.
APR stands for Annual Percentage Rate, which is the rate of interest that you will pay on the loan each year.
The higher your credit score and the better your credit history, the more likely you are to receive better interest rates.
You can potentially lower your interest rate if you are an active Loyalty Rewards Checking member.
Many variables will help determine your auto loan, including the cost of the car, your credit score, the length of your auto loan, interest rates, your down payment, and whether you're getting a new or used car.
Yes, you can refinance your New Hampshire auto loan and we are happy to help you move your loan over to Bellwether Community Credit Union. Learn more.
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