MyMoney Account | BCCU

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IT'S MORE THAN A CHECKING ACCOUNT

The wait is over.

It's more than a checking account.

It's your MyMoney Account with Early Pay and Fee Forgiveness! 

With your MyMoney Account you'll enjoy benefits such as:

  • Receiving your funds up to two days early.*
  • One FREE savings overdraft protection available monthly.**
  • Annual overdraft fee waiver.**
  • No monthly service charge with direct deposit of $1,000 or more or 10 point of sale debit transactions.
  • Bellwether ATMs fee free.
  • Savings Makes Cents is our optional program that will round up your debit card purchases to the nearest dollar and transfers the change into savings.
  • For a limited time only, get a FREE gift when you open a MyMoney Account with Direct Deposit!

*Immediate credit of your direct deposit to your Bellwether MyMoney account up to two business days early is based upon when we receive your payroll from your employer. Bellwether cannot assume any liability for not depositing these funds to your account early. Must be a member of Bellwether or eligible for membership with direct deposit of net pay into a MyMoney Account. **Must have a MyMoney account to qualify for annual overdraft and monthly Savings Transfer fee waivers.

Use our free mobile banking app to check your accounts or deposit checks. Pay your bills online. Access your eStatements at home. Sign up for Direct Deposit and have your paychecks distributed to your MyMoney account as soon as they're made available. Manage your checking account anywhere and anytime. And if you want to talk with one of our friendly representatives, our three New Hampshire locations have their doors open for you. Bellwether membership is also open to anyone living or working in Essex or Middlesex Counties in Massachusetts!
 



ClickSWITCH

IT'S YOUR MONEY, SWITCHING SHOULD BE EASY!

Switching your direct deposits and automatic payments to Bellwether Community Credit Union doesn't need to be a hassle. We've made it easier than ever with ClickSWITCH.

In as little as 10 minutes, switch all of your direct deposits and automatic payments to your new or existing account at Bellwether. This eliminates the hassle of having to contact each business and helps to ensure that you don't miss a payment during your account transition. 

Click here for more information!
 


 

LIVE FREE CHECKING

Looking for something else? Our LIVE FREE checking account offers plenty of FREE services without any maintenance fees or minimum balance requirements.

Our free checking account is as simple as it gets! It features:

  • Free Online Banking access
  • Free Mobile Banking App
  • Free Bill Pay
  • Free Money Desktop budgeting tool
  • NO minimum balance requirements
  • NO monthly maintenance fee*
  • NO direct deposit requirement
  • Option to add Overdraft Protection**
  • ....and more!

Click here to learn more!

*Other fees may apply please consult our Consumer Schedule of Fees for more information.

**Overdraft Protection requires credit approval. Annual fee may apply for Overdraft Protection.


 

Compare our Checking Accounts

Compare our checking accounts

 

We know mistakes happen

Bellwether's Courtesy Pay overdraft account help out when you accidentally overdraw your account!

 

Not a member yet?

It only takes $5 to open a savings account and join the Bellwether family!
 

 

CHECKING ACCOUNT FREQUENTLY ASKED QUESTIONS

A checking account is a bank account that's used mainly for transactions. In fact, the technical term for a checking account is a "transaction account." The owner is usually able to withdraw from or deposit money into a checking account at any time. When you have a checking account, you're able to get a checkbook to write checks.

A checking account is mainly used for transactions, so it's common for the owner to frequently make withdrawals or deposits. A savings account is used to set aside money so that it won't be used in transactions. 

Savings accounts usually have more strict usage rules. For example, most banks and credit unions require savings accounts to have a minimum balance at all times. Savings accounts usually have transaction limits, which means you're limited as to how many times per month you can pull money from the account. The rules exist so that you'll use the account to set aside money and not spend it.

A debit card is linked to a checking account. When you use a debit card to make a transaction, the money is pulled from your checking account. It's a substitute for cash.

You'll have a variety of ways to check your checking account when you open one with Bellwether. You can check your account at any one of our three New Hampshire branches, or you can check your account online or on our free mobile app. We can also send you monthly account statements by mail.

A checking account has a number of benefits. It provides records of payments and gives you more financial security by allowing you to depsit cash in a safe place. A checking account makes it easier for you to pay or get paid, since you're able to make electronic transactions or transactions via check.

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