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As a homeowner, you’ve probably got a long list of projects and plans you’d like to complete. You may also want to consolidate debt, pay recurring tuition bills, make home improvements, or even plan a big event like a wedding or an anniversary celebration to remember. At Bellwether we can help you check those items off your list! A home equity line of credit from BCCU provides access to the equity you’ve built up in your home, whenever you need it, simply by writing a check! The line will be available to draw from for up to 10 years, the interest only payment option keeps payments lower in that 10 year period. Plus, you’ll pay interest only on the amount you've used. If you don't use the line, you don't have any payments to make. And, as you pay down the line, your payments will adjust and the funds are available to use again. Let your favorite NH Credit Union help you conveniently gain access to the money you’ve already paid into your home.

Benefits of using home equity

  • Low interest rate, interest only payment and interest paid may be tax-deductible*
  • Borrow up to 100% of the value of the home (minus any existing mortgage balances)**

Apply for your Bellwether Home Equity Line of Credit today

Apply online for your Home Equity Line of Credit!


Home Equity Lines
Effective Date: Tuesday, May 23rd, 2017
Account Type% FinancedAnnual Percentage Rate (APR) As Low AsApplication
Home Equity Line Up to 85% As low as Prime - 1/4% (Variable)

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Home Equity Plus Line of Credit Up to 100% As low as Prime + 2.00% (Variable)  
*Annual Percentage Rates (APR) are subject to change at any time. Rates shown are for well qualified borrowers. Your actual rate will be determined by your credit worthiness and ability to repay. Rates are variable, based on Wall Street Journal Prime (as of 4/1/17, 4.000%) and are subject to change at any time. An annual fee of $50 is charged each anniversary month. Home Equity Line: Rates as low as Prime - 1/4% (3.75%). Rate shown includes a .25% discount for payments made by automatic transfer/payment using a BCCU account. Homeowner's insurance is required. If you close the line within three (3) years, there is an early termination fee of $344. All loans subject to credit approval. Home Equity Plus Line of Credit: Rates as low as Prime + 2.00% with a floor/ceiling rate of 5%/18%.

Disclosure Info


* Finance charges may be deductible from your taxable income. Please consult your tax adviser for details.
**For well-qualified borrowers.

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