Checking Accounts

Disclosures

*Offer valid on new consumer checking accounts only. Not available to existing Bellwether Community Credit Union checking account members or those whose accounts have been closed in good standing within 12 months or closed with a negative balance at any time. Offer not available for account conversions. Offer limited to one $200 cash bonus, per individual taxpayer identification number. Requires two qualifying direct deposits of $500 or more within 60 days of account opening. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at a branch, online or ATM do not qualify. Cash Bonus Offer also requires 10 debit card transactions within 60 days of account opening. Bellwether Community Credit Union will fulfill bonus within 60 days of qualification. Offer may be withdrawn or changed at any time. Other fees may apply, please consult our Consumer Schedule of Fees for more information. * Immediate credit of your direct deposit to your Bellwether MyMoney Account up to two business days early is based upon when we receive your payroll from your employer. Bellwether cannot assume any liability for not depositing these funds to your account early. Must be a member of Bellwether or eligible for membership with direct deposit of net pay into a MyMoney Account. ** Must have a MyMoney account to qualify for annual overdraft and monthly Savings Transfer fee waivers. Standard Overdraft fee is $30 and Savings Overdraft fee is $10. Fees apply for all transactions and are imposed immediately with no repayment period. Bellwether membership is open to anyone living or working in New Hampshire and Essex or Middlesex Counties in Massachusetts.

**Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal, or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for discounts. Approval based on creditworthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice. The Loyalty Pays™ Premium Certificate Rate is a special rate premium determined monthly when an eligible product meets the qualifications. Each new or renewal certificate in standard terms of 12, 24, 36, 48, or 60 months is eligible as well as current special certificates.