Personal Savings Accounts | BCCU

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At Bellwether Community Credit Union, we think it's important for you to plan for your financial future. We want to help you save for that dream vacation, help put your children through college, and help you achieve a comfortable and lavish retirement. When you open a savings account at Bellwether you'll be on the fast track to fulfilling your financial goals. 

You can open a Bellwether savings account online, or you can visit one of our three New Hampshire branches and we will assist you in person. We have also expanded our membership to anyone living or working in Essex or Middlesex Counties in Massachusetts! Bellwether enables you to access your savings anywhere through ATMs and mobile banking on your smart device.



All it takes to open your savings account is a $5.00 deposit. When you open an account with us, you'll enjoy:

We won't charge you monthly maintenance fees on your account because we don't believe it should cost money to save money. Just the opposite! We believe that savings should lead to more savings, and that's why you'll find some of the best interest rates in New Hampshire at our credit union. 

Furthermore, we offer free online banking and mobile banking. With online banking, you can access your account and make transfers from the comfort of your own home. 

Mobile banking enables you to make deposits and transfers while you're on the go. If you have a smartphone or tablet, you can download our mobile banking app and get instant access to your Bellwether accounts. With our Mobile Check Deposit feature, you can easily deposit a check by taking a photo of it and uploading it on the app. And if you need cash, you can make withdrawals from over 30,000 free ATMs operated by Bellwether and our partners. 

Bellwether makes it easy to start saving, whether you're saving for the future or for fun right now.


We offer two club accounts:

If you're saving for the holiday season, you can earn extra dividends for your shopping by opening a Holiday Club Account. Or, you can open a Vacation Club Account and earn extra dividends to put toward your summer retreat. 

Also learn about opening a Certificate or IRA.


There are enormous benefits to opening up a savings account! 

First, you'll be able to put money away for "rainy day funds." A rainy day fund is money that you've set aside which you can use on "rainy days." For example, if you lose your job, you could use rainy day funds to pay rent until you find new employment. Or, you can use rainy day funds to repair your car when it breaks down unexpectedly, or to pay medical bills if you get injured. 

Second, a savings account is safe. You could always store cash at home, but cash is vulnerable to theft. You can trust Bellwether to protect the money you've spent months and years saving.

Third, a savings account is fiscally responsible. It's the easiest way to start accumulating money for retirement, or for any other big expenses in life. A personal savings account with Bellwether can help you save for:

Contact us today and get your savings started.


Effective Date: Wednesday, October 5th, 2022
Account TypeDividend RateAnnual Percentage Yield (APY)Comments
Primary Share Savings .01% 0.01% APY  
Secondary Savings .01% 0.01% APY  
Club Accounts .01% 0.01% APY  
Save It Today! Kid's Club .01%
0.01% APY
0.99% APY
Daily Balance $5 - $499.99
Daily Balance $500+
$100 Minimum daily balance required to earn dividends except Kid's Club account. "Save It Today!" Kid's Club has no minimum balance to earn dividends. $5.00 minimum to open account. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Click here for Consumer Truth-In-Savings information.



Earn a higher dividend rate with a Bellwether Money Market account. Offering a higher yield than our traditional savings account, a Money Market account requires a balance of at least $2,500 to open and obtain dividends. Additional balance tiers up to $100,000 and above earn even higher dividends.


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