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Savings Accounts

Savings Accounts

Primary Savings

To become a member of Bellwether, you must qualify for membership and open a Primary Savings Account. With just a $5 initial deposit, you can enjoy all the benefits of our products and services because you are now a member-owner. Whether you are saving for the future or want to grow your money, a Bellwether savings account is a great way to get started.

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two savings accounts
Savings Accounts

Additional Savings

Need a better way to manage your savings? Open up an additional savings account. You can use it for a specific goal like college, a new vehicle, your forever home, a wedding, vacations, or any other dream you might have.

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Start saving for your future today and enjoy:

  • No monthly service fees
  • Free online banking
  • Free mobile banking with remote check deposit
  • Free access to over 30,000 fee-free ATMs and 6,500 credit union service centers worldwide
Bellwether makes it easy to start saving, whether you're saving for the future or for fun right now.
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Savings Account Rates & Fees

$100 minimum daily balance required to earn dividends except Kid's Club account. "Save It Today!" Kid's Club has no minimum balance to earn dividends. $5.00 minimum to open account. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency. 

Effective Date: February 24, 2023
Account Type
Minimum Daily Balance to Earn Dividends
Dividend Rate %
Annual Percentage Yield (APY)
Account Type
Primary Share Savings
Minimum Daily Balance to Earn Dividends
$100.00
Dividend Rate %
0.01%
Annual Percentage Yield (APY)
0.01%
Account Type
Secondary Savings
Minimum Daily Balance to Earn Dividends
$100.00
Dividend Rate %
0.01%
Annual Percentage Yield (APY)
0.01%
Account Type
Emergency Savings
Minimum Daily Balance to Earn Dividends
Up to $500
Dividend Rate %
1.74%
Annual Percentage Yield (APY)
1.75%
Account Type
Emergency Savings
Minimum Daily Balance to Earn Dividends
$500.01+
Dividend Rate %
0.01%
Annual Percentage Yield (APY)
0.01%
Account Type
Club Accounts
Minimum Daily Balance to Earn Dividends
$100.00
Dividend Rate %
0.01%
Annual Percentage Yield (APY)
0.01%
Account Type
Begin Savings
Minimum Daily Balance to Earn Dividends
Up to $500
Dividend Rate %
1.74%
Annual Percentage Yield (APY)
1.75%
Account Type
Begin Savings
Minimum Daily Balance to Earn Dividends
$500.01+
Dividend Rate %
0.01%
Annual Percentage Yield (APY)
0.01%

$100 minimum daily balance required to earn dividends except Kid's Club account. "Save It Today!" Kid's Club has no minimum balance to earn dividends. $5.00 minimum to open account. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency. 

FAQs

What is a primary savings account?

A primary savings is a deposit share that establishes membership with Bellwether. You have to open a primary savings account either before or along with any other accounts or loans with the credit union.

Why do I have to keep $5 in my primary savings account?

As long as you are a member of Bellwether, $5 will be held in your primary savings account as your membership deposit. This ensures membership and all the benefits that go along with it.

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