Vacation & Holiday Savings Accounts | BCCU

Member Notice

As a thank you to our staff, Bellwether Community Credit Union will be closing its branches and contact center early on Tuesday, June 7th at 3 p.m. for an Employee Appreciation Event. Online banking and our mobile app will be available. We will resume normal business hours on Wednesday, June 8th. Rain date is scheduled for Tuesday, June 14th. Click here for more information.

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It's never fun to worry about money during a vacation or the holidays. A Club Account at Bellwether Community Credit Union is a convenient and easy way to save for a special event, holiday shopping, or an annual vacation. Take advantage of options like deposits through payroll deduction and direct deposit, or automatic transfers from your other Bellwether accounts. We make reaching your savings goal a breeze. Don't stress out, open a Bellwether Club Account today!



With a Bellwether Club Account, saving up for a special event has never been easier! 


Members can start a Holiday Club account any time between October and year end. Then, continue to deposit funds, whether through transfers from your other accounts, with a direct deposit from your paycheck, or by making deposits in the branch. With a daily balance of at least $100 you’ll also earn dividends! Before you know it the balance will grow and the funds saved will automatically be transferred to your primary Savings account during the first week of October. Just in time for shopping, and planning those great holiday celebrations. It’s an old-fashioned idea with a great result!


Much like the Holiday Club account, you can deposit funds and earn dividends with a daily balance of at least $100, but with Bellwether’s Vacation Club account, you can open it at any time of the year, and set your own date for withdrawing funds. This makes it the perfect option to save for summer vacations, spring break, or another special event. Having trouble saving for that special trip? Set up a direct deposit from your paycheck and the money will add up quickly. It’s easy, and you’ll have the funds when the time comes.


Effective Date: Thursday, May 26th, 2022
Account TypeDividend RateAnnual Percentage Yield (APY)Comments
Primary Share Savings .01% 0.01% APY  
Secondary Savings .01% 0.01% APY  
Club Accounts .01% 0.01% APY  
Save It Today! Kid's Club .45%
0.45% APY
0.01% APY
Average Daily Balance $5 - $500
Average Daily Balance $500+

$100 Minimum average daily balance required to earn dividends except Kid's Club account. "Save It Today!" Kid's Club has no minimum balance to earn dividends. $5.00 minimum to open account. Accounts have variable rates and may change after the account is opened. Fees could reduce earnings. Each member is federally insured to at least $250,000 by the NCUA, a U.S. Government Agency.

Click here for Consumer Truth-In-Savings information.

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