New & Used Auto Loans
Low Rates. Local Decisions. Fast Approvals.
- Rates as low as 5.59% APR
- Terms up to 90 months
- Fast and efficient loan processing
- Less stress with our Skip-A-Pay option
- Local service you can trust
Auto Rate Table
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
*Mileage greater than 125,000 add 1%. Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC, and VSI fees will be charged when necessary. Payment examples assume $0.00 down payment on a $10,000 vehicle. All loans are subject to credit approval. Rates are subject to change at any time.
Auto Loan Calculator
Find out how much you can afford based on your monthly payment and what your loan payment will look like based on your purchase price.
Vehicle Financing Made Easy
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Already Found Your Car?
Finance your next vehicle with Bellwether. We offer competitive rates, flexible terms, and convenient online pre-approval.
- Get fast financing for used or new vehicles
- Save on your auto loan with great interest rates
- Apply for pre-approval and shop with confidence
- Lower your current payments with refinancing
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AutoSmart Car Buying Service
Find, finance, and drive away happy. AutoSmart makes car buying easy with powerful tools and exclusive member perks.
- Compare models and find the perfect fit
- See what your current car is worth
- Save at participating dealerships
- Secure your financing in advance
- Enjoy convenient on-site financing
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Find Your Ride with TrueCar
Get upfront pricing, exclusive member benefits, and seamless Bellwether financing with TruCar.
- Get upfront pricing, transparency, and no surprises
- Browse used and new car options
- Save with exclusive discounts for Bellwether members
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Finance Your Car on the Spot
Get your Bellwether auto loan directly at the dealership. We partner with hundreds of locations across New Hampshire and Northern Massachusetts.
- Choose Indirect Lending right at the dealership
- Access our same great credit union rates
- Choose the loan that fits your budget
- Explore the hundreds of participating dealerships
Already Found Your Car?
Finance your next vehicle with Bellwether. We offer competitive rates, flexible terms, and convenient online pre-approval.
- Get fast financing for used or new vehicles
- Save on your auto loan with great interest rates
- Apply for pre-approval and shop with confidence
- Lower your current payments with refinancing
AutoSmart Car Buying Service
Find, finance, and drive away happy. AutoSmart makes car buying easy with powerful tools and exclusive member perks.
- Compare models and find the perfect fit
- See what your current car is worth
- Save at participating dealerships
- Secure your financing in advance
- Enjoy convenient on-site financing
Find Your Ride with TrueCar
Get upfront pricing, exclusive member benefits, and seamless Bellwether financing with TruCar.- Get upfront pricing, transparency, and no surprises
- Browse used and new car options
- Save with exclusive discounts for Bellwether members
Finance Your Car on the Spot
Get your Bellwether auto loan directly at the dealership. We partner with hundreds of locations across New Hampshire and Northern Massachusetts.- Choose Indirect Lending right at the dealership
- Access our same great credit union rates
- Choose the loan that fits your budget
- Explore the hundreds of participating dealerships
FAQs
What's APR?
APR stands for Annual Percentage Rate; the rate of interest that you will pay on the loan each year.
How does my credit score impact my auto loan interest rate?
The higher your credit score and the better your credit history, the more likely you will receive better interest rates.
Can I refinance an existing auto loan?
Yes, you can refinance your auto loan, and we’re happy to help you move your loan over to Bellwether Community Credit Union. Existing Bellwether loans are not eligible for refinancing. Must qualify for membership.