First Time Home Buyer Mortgage
Our Easy Start Mortgage for first time homebuyers was specifically designed to take the pain & fear out of buying your first home. Many people avoid getting pre-approved to buy their first home out of fear of the expense, fear of how much they qualify for, and often just fear of the unknown! We have been hand-holding our members for over 90 years to help them realize their dream of home ownership… and our experienced team will make it easy for you too!
The Easy Start Mortgage features:
- 3% Down
- NO PMI
- Purchase Transactions Only
- Owner Occupied Properties Only
- Discounted 5/5 ARM
This may be your first home, but this isn't our first mortgage. We'll be there for you every step of the way.
Call our mortgage team today at 603-645-8115 to find out if you qualify!
*As of 4/03/2017, the rate for this 5-year adjustable rate loan was 3.000% fixed for 5 years (60 months) and adjusts every 5 years thereafter for the remaining term. Rate is variable and subject to change. ARM = Adjustable Rate Mortgage. 360 monthly payments of $843.21based on $200,000 at 3.000%. Maximum loan-to-value (LTV) is 97%. 0 points due at closing. The annual percentage rate is 3.982% APR. After the initial 5 years, the principal and interest payment can adjust up to $1,039.48. This loan has 2/2/5 caps, which means that your interest rate may not increase by more than 2% at the initial adjustment, may not increase or decrease by more than 2% at each subsequent adjustment, and may not increase or decrease by more than 5% over the life of the loan. Payment does not include taxes and/or insurance premiums. The actual payment amount may be greater, and your APR will vary based on your final loan amount and finance charges. Available for 1–2 family owner occupied residences only. Flood insurance may be required. Subject to credit approval. Equal Housing Lender. Federally insured by NCUA.
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