Business VISA Cards
Credit cards are essential for every day business. It's an easy way to make and track monthly purchases. That’s why we provide a business visa that provides you with the credit you need without a lot of strings attached.
You'll be saving money for your company with a Bellwether VISA card!
- No annual fee*
- No balance transfer fee
- Same rate for purchases, transfers and cash
PLUS you can feel confident that we won't suddenly drop your limit if you don't use it. And, while our rate is variable, market adjustments are made quarterly rather than monthly like other cards to provide the stability and reliability you need in a credit card. Read our full cardholder agreement and application here.*
* For complete disclosures, please click here.
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||
Your APR will be12.74%, 14.74%, 16.74%, 18.74%, 20.74% and 22.74%
based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
|APR for Cash Advances and Balance Transfers||
12.74%, 14.74%, 16.74%, 18.74, 20.74% and 22.74%When you open your account, based on your creditworthiness and other factors. After that, your APR will vary with the market based on the Prime Rate.
|Penalty APR and When it Applies||
23.74% This APR may be applied to your account if you:
1. Make a late payment
How long will the Penalty APR apply? If your APRs are increased for either of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due.
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Federal Reserve Board||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
|Set-up and Maintenance Fees|
|Monthly Report Fee, Optional||$2 per month|
|Balance Transfer Fee||None|
|Cash Advance Fee||3% of the amount advanced or $5.00, whichever is higher|
|Foreign Transaction Fee||Up to 1% of the transaction amount in U.S. dollars|
|Late Payment Fee||$25.00|
|Returned Payment Fee||
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."