Bellwether's Blog on life and money
BUYING A HOME: SEVEN EASY STEPS
What is a "home inspection"?
A home inspection is an objective visual examination of the physical structure and systems of a home, from the roof to the foundation. Having a home inspected is like giving it a physical checkup. If problems or symptoms are found, the inspector may recommend further evaluation.
QUESTIONS TO ASK REFERENCES
To protect yourself, always check the contractor's references. This is an essential stage of qualifying the right person for your project. Here are just a few questions to ask previous customers:Read More
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.”
In personal finance, there are some classifications that we can all agree on: Debt is bad.
Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.Read More
Budgets are like the New Year’s resolutions of personal finance.
We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
What was the very first financial choice you ever made?
Think about it: it likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision you ever made is also one of the most important choices—it’s where to keep your money.