Bellwether's Blog on life and money
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.”
In personal finance, there are some classifications that we can all agree on: Debt is bad.
Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.Read More
Budgets are like the New Year’s resolutions of personal finance.
We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
What was the very first financial choice you ever made?
Think about it: it likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision you ever made is also one of the most important choices—it’s where to keep your money.
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them?
How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 350 and 800) that represents your creditworthiness.Read More
Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back.
It’s not the last account you opened, or the school loans you consolidated—it’s something much simpler that’s part of your daily routine. Think back to the last thing you purchased—your most recent financial decision was likely what form of payment to use for that transaction.Read More