Bellwether's Blog on life and money
TIME'S EFFECT ON THE LUCK, RISKS, AND RETURNS OF INVESTING
Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor—especially with the knowledge that all investments carry the risk of losing some or all of your money. So why bother?Read More
Insurance coverage can be tricky to shop for, because it requires making specific financial decisions about some hazy and unpredictable concepts.
Depending on the type of insurance you’re looking into, you might find yourself pondering some downright uncomfortable questions:
• What would happen if I get sick the day I’m supposed to leave for the three-week European vacation I’ve been planning forever?
• What would happen if a major earthquake damaged my home? If my basement flooded? If there was a fire in my apartment building?
• What would happen if I became so ill I couldn’t work any more?
• What would happen if I had a break-in?
• What would happen to my family if I died tomorrow?Read More
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are.
Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. Four common credit score myths have been rounded up and debunked below:Read More
When it comes to buying a new car, you have three options:
purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing.Read More
Loans help finance some of our biggest goals in life.
Checks hold an odd place in our personal finances. In many ways, checks seem like relics from a previous era. We maybe write one or two checks a month (usually for rent or similar bill-paying situations where electronic payment simply isn’t an option). This is vastly different from only a few decades ago, when checks represented more than 85% of all non-cash retail payments. (Can you imagine whipping out a checkbook in line at the grocery store? Times have certainly changed!)Read More