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The Road to Getting a Motorcycle

Posted in Main Blog
May 30, 2014 by Jenn R. Share on: Share on Facebook Share on Twitter

Warm weather is here and with it comes the excitement of open country roads and a new motorcycle. If you’ve been thinking about getting one,  there are few things you should know.

1.       You need a motorcycle license.

2.       You will need a motorcycle. (May seem obvious, but this is about the destination, not just the journey!)

3.       "How will you pay for that new ride?" (a very important question)

Getting the Paperwork Out of the Way

Obtaining a motorcycle license is pretty straight forward. You need to pass a vision test, prove sufficient fitness to drive a motorcycle, and you must be at least 16 years old.  Fitness is proven by either passing a Basic Rider Course or by taking a motorcycle skills test. In New Hampshire any applicant under 18 years old must take the Basic Rider Course.

Shopping for a Bike

Now the fun part: What kind of bike do you want? Options are varied:

guy on a motorcycle

Sport bikes (emphasizing speed, acceleration, braking and cornering on paved roads) - Kawasaki Ninja or a Suzuki GSC-R are good examples

Cruising bike (less demanding to ride because they're tuned for low-end torque, requiring less shifting. Also designed to allow the rider to sit in a more relaxed position) Honda Shadow,  Harley-Davidson Road King,  or Honda Gold Wing are great options.

It helps to consider how you will use the bike.  Are you looking to save on gas and drive it back and forth to work? Or are you and your friends up for leisurely drives on the weekends?

Financing Your Dream

Once you’ve decided what kind of motorcycle you want it's time to think about financing. Most people finance motorcycle purchases with a loan. Questions to ask yourself :

·        Will I finance all or only a portion of the money needed? 

·         What can I afford for a monthly payment?

·         How long do I want to be paying for this bike? (36 months?  48 months? Or something in between?)

A Bellwether bike loan provides multiple options and flexibility. We offer up to 100 percent financing. Apply online or stop by one of our branches to get started. At Bellwether we make applying for a motorcycle loan easy.

Sources:
State of NH Motorcycle information
Gas2 Blog

 



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Comments
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Motorcycle
6/27/2016 9:05 AM Jessie H. from Falls, ID
It's been my dream since I was a kid to get a motorcycle. Now that I'm settled in my new home I feel like it's the perfect opportunity. I finally have done all the paperwork, but now it's buying a bike. I found one I like, but I it's a little more than I have to spend. I will look into how much I can spend a month on it as suggested.
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