WE'RE HERE TO HELP

Bellwether Community Credit Union wants to reassure you that we're here to help with any financial services you need during these difficult times. You can count on Bellwether to be there.

If you have been impacted by work stoppage, lost hours, layoffs, or business closings, we want to help relieve some of that stress. Please reach out to us if you need assistance and we will find a solution that works for you. 

We will continue to monitor the latest updates regarding coronavirus disease (COVID-19) and update this page with our latest offerings, programs and services.
 


 

EASY ASSISTANCE LOAN

If you or your family is impacted by COVID-19, Bellwether's Easy Assistance Loan* is the perfect solution. We're here for our members who are affected by a work stoppage and need some extra money to get through this difficult time.

  • No payment for 89 days
  • Up to $3,000
  • Get a decision fast
  • Easy pay online or through your phone

Easy Assistance Loan
Effective Date: Saturday, August 15th, 2020
Account TypeAPRComments
Easy Assistance Loan 0-15 Months 6.65% APR Est. monthly pmt: $70.62 per $1,000
*Easy Assistance Loan is a fixed rate unsecured loan for work stoppage due to COVID-19 for existing BCCU members as of 12/31/2019. Minimum loan amount is $500 and maximum is $3,000 with loan terms up to 15 months. First payment can be up to 89 days out. Rates are subject to change. Rates shown include a .10% dscount. Rates for members without Loyalty Rewards Checking would be .10% higher. Approval and rate based on credit worthiness. Borrowers have a 10 day grace period for late payments. After the grace period borrower will be charged a late fee of 5% of the payment due. Credit life insurance offered to primary and joint borrowers. Credit disability offered to primary borrower only. Insured by NCUA.

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MORTGAGE ASSISTANCE

As always, caring for you, our community, and our team is of utmost importance to Bellwether Community Credit Union. We understand the worry caused by coronavirus (COVID-19), especially when it comes to your family and your most valued asset - your home. It's times like these when you may need extra support with your mortgage payment. We're here to help.

Due to the high volume of calls, we ask that you schedule a time to talk with us by clicking the button below and our team will be in touch with you as soon as possible.

Schedule An Appointment

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If you prefer a phone call, best days to call:
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Robots cannot get loans:

 

VISA CREDIT CARD ASSISTANCE

If you have been impacted by the COVID-19 outbreak, Bellwether Community Credit Union is offering qualified members the ability to skip a minimum credit card payment for a limited time. If you would like to request to skip your credit card payment, please schedule a time to talk with us by clicking the button below and our team will be in touch as soon as possible.

Schedule An Appointment

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How should we coordinate your appointment?
If you prefer a phone call, best days to call:
Best time for us to call:
Robots cannot get loans:


 


 

SKIP-A-PAYMENT

In these uncertain times, Bellwether Community Credit Union is offering qualified members the opportunity to skip a loan payment* to help alleviate financial stress due to COVID-19. You can skip your Auto, Motorcycle, Personal, Recreational Vehicle or Boat Loans.

  • Two skips allowed in a 12-month period
  • Four skips allowed during the loan term

Applying for a Skip-A-Payment is quick and easy.

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NOTE: If you have set up scheduled or automatic recurring payments on Online Banking or Bill Pay, subject to BCCU’s prior approval of your eligibility to skip your next monthly payment, you must personally stop the payment for the month selected and reinstate it once the payment has been skipped. Additional missed payments that result from your having failed to reinstate any automatic payments will be viewed as late.

*Must be a member in good standing with all loans current (less than 10 days past due in the past 12 months) to participate in Bellwether Community Credit Union’s Skip-A Payment Program. This program is not available on loans during the first six (6) months of the loan agreement. Only two (2) payments can be skipped per 12 month period per loan and up to a maximum of four (4) per loan term. Skip-a-pay not offered on Visa, Unsecured Line of Credit, Home Equity, Mortgage. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in the loan agreement, both during and after the deferral period. This may result in higher total finance charges and possibly a higher total number of payments. The provisions of the original agreement remain in full force and effect. Monthly premium for Life & Disability Insurance coverage will still be added to the loan on the skipped month.

 


 

FEDERAL GOVERNMENT STIMULUS CHECKS

Qualified members will be receiving a stimulus payment directly from the IRS via direct deposit or by a check in the mail. If you have questions regarding these payments, need to find out about your eligibility or amount of payment, please visit IRS.gov.

 

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