Northeast Planning Associates, Inc
Michelle L. White, AIF®, ChFC®, CLU® believes in financial planning for everyone, not just the ultra wealthy. She helps set goals that are measurable, achievable and compatible with personal lifestyles while working with her clients on their priorities, responsibilities and dreams. A holistic approach to planning is critical. She believes
financial success is not about winning, but about protecting yourself and the people you love from fi nancial uncertainty. Financial confidence can come from accumulating wealth however, by creating a life-boat strategy for unexpected emergencies such as market upheaval, health crisis, or death, fears can be reasoned with and nerves settled.
Michelle earned a Bachelor of Science Degree in Business Administration and an Associate of Science Degree in Business Management from Lasell College in Auburndale, MA. A constant student of her profession, in August 2011 she was awarded the professional designation of Accredited Investment Fiduciary® after completing advanced studies on all components of the Global Fiduciary Standards of Excellence through the Center for Fiduciary Studies (Fi360) in Bridgeville, PA. The designation is subject to annual continuing education requirements, and pledge to abide by the designation’s code of ethics.
The American College located in Bryn Mawr Pennsylvania has awarded Michelle two designations. The fi rst, earned in 2003, is the Charted Life Underwriter® (CLU®) which required completion of eight college-level courses covering all aspects of insurance planning, estate and retirement issues, taxation, business insurance, and risk management for a total of 400 hours of study. The second, the Chartered Financial Consultant® (ChFC®) was earned in 2010 after completing the most extensive educational program required for any financial services credential. As a Chartered Financial Consultant, Michelle has completed eight college-level courses on all aspects of financial planning. The Certifi cation Committee of the Board of Trustees of the American College grants the privilege of using these designations, which is contingent upon adherence to strict ethical guidelines and continued education. The CLU® and ChFC® carry the seal of the Highest Standard of Knowledge & Trust.
Michelle is a financial planner with LPL Financial, the largest independent Broker/Dealer in the U.S.* with 13,000 registered representatives. She maintains Series 7 and Series 66 securities registrations and licenses in Life and Health insurance. Michelle has worked as a financial professional for more than 22 years including three years of specifi c focus on the aspects of risk management. Michelle counsels on key life events that affect nearly everyone’s financial future such as career turning points, marriage, divorce, widowhood and aging parents. She feels a relationship between a planner and client must start with collaborative discussions to expand knowledge and understanding which forms a connection for the next level of planning.
Michelle has enjoyed camping for nearly all of her life and lives by the camper’s motto “leave it better than you found it.” This can be said about a campsite, the beach or the hiking trail. More importantly it can be said about the relationships formed both professionally and personally. Whether it is by sharing her knowledge or just taking time to talk situations through Michelle believes it is her responsibility to leave people and the world in a better place than she found them.
* Based on total revenue, as reported in Financial Planning magazine, June 1996-2012.
Financial Planners offer advisory services through Northeast Planning Associates, Inc. (NPA), a registered investment adviser. Securities and advisory services offered through LPL Financial, member FINRA/SIPC. Not NCUA Insured, No Credit Union Guarantee, May Lose Value. Bellwether Community Credit Union, NPA and LPL Financial are not affiliated.Go to main navigation