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Business VISA Cards

Credit cards are essential for every day business. It's an easy way to make and track monthly purchases. That’s why we provide a business visa that provides you with the credit you need without a lot of strings attached.

You'll be saving money for your company with a Bellwether VISA card!

  • No annual fee*
  • No balance transfer fee
  • Same rate for purchases, transfers and cash

PLUS you can feel confident that we won't suddenly drop your limit if you don't use it. And, while our rate is variable, market adjustments are made quarterly rather than monthly like other cards to provide the stability and reliability you need in a credit card. Read our full cardholder agreement here.*

* For complete disclosures, please click here.


Bellwether Community Credit Union Business Credit Card Disclosures

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases


Your APR will be
10.99%, 12.99%, 14.99%, 16.99%, 18.99% and 20.99%
based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances and Balance Transfers


10.99%, 12.99%, 14.99%, 16.99, 18.99% and 20.99%
When you open your account, based on your creditworthiness and other factors. After that, your APR will vary with the market based on the Prime Rate.


Penalty APR and When it Applies


21.99% This APR may be applied to your account if you:

1. Make a late payment
2. Make a payment that is returned.

How long will the Penalty APR apply? If your APRs are increased for either of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due.


How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge None
For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau  at
Set-up and Maintenance Fees  
Annual Fee None
Monthly Report Fee, Optional $2 per month
Transaction Fees  
Balance Transfer Fee None
Cash Advance Fee 3% of the amount advanced or $5.00, whichever is higher
Foreign Transaction Fee Up to 1% of the transaction amount in U.S. dollars
Penalty Fees  
Late Payment Fee $25.00
Returned Payment Fee


How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Read the Consumer Credit Card Agreement


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