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Motorcycle
and RV Loans

Start Your Next Adventure

If you’re looking for some outdoor adventure, let Bellwether pave the way with our competitive recreational loans, putting you in the driver’s seat of your very own motorcycle, recreational vehicle, ATV, snowmobile, or boat. Now your dreams of cruising the seas, exploring the backcountry, or taking a road trip can become a reality.

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RV in the sunset
boat in water

Benefits of a Bellwether Recreational Loan

The Right Recreational Vehicle Loan Option For You

  • Motorcycle Loans

    One of the best loans on two wheels. Get preapproved for a recreational loan before you go shopping.*

    *Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC & VSI fees will be charged when necessary. All loans are subject to credit approval. Rates are subject to change at any time.

  • RV Loans

    Take your home on the road with an RV. Our recreational loans include convenient terms of up to 180 months.

  • Boat Loans

    Want to adventure on the high seas? A Bellwether recreational loan is for you.

Motorcycle Loans

One of the best loans on two wheels. Get preapproved for a recreational loan before you go shopping.*

*Rates quoted are for well-qualified buyers. Your actual rate and term will be determined by your creditworthiness and ability to repay. Title, UCC & VSI fees will be charged when necessary. All loans are subject to credit approval. Rates are subject to change at any time.

RV Loans

Take your home on the road with an RV. Our recreational loans include convenient terms of up to 180 months.

Boat Loans

Want to adventure on the high seas? A Bellwether recreational loan is for you.

Boat, RV, Motorcycles, and Snowmobiles Rate Table

*Rates are subject to change at any time. Your actual rate will be determined by your creditworthiness and ability to repay. Additional rates and terms are available. Payment examples assume a $0.00 down payment. All loans are subject to credit approval.

Effective Date: August 16, 2023
Term
Amount
% Financed
APR (%)
Notes
Term
0-84 Months
Amount
$5,000 minimum
% Financed
Up to 95%
APR (%)
9.34%
Notes
Est. monthly pmt: $16.26 per $1,000 (84 months)
Term
85-180 Months
Amount
$25,000 minimum
% Financed
Up to 95%
APR (%)
9.84%
Notes
Est. monthly pmt: $10.65 per $1,000 (180 months)
Term
181-240 Months
Amount
$50,000 minimum
% Financed
Up to 95%
APR (%)
10.09%
Notes
Est. monthly pmt: $9.71 per $1,000 (240 months)
Effective Date: August 16, 2023
Term
Amount
% Financed
APR (%)
Notes
Term
0-72 Months
Amount
$5,000 minimum
% Financed
Up to 95%
APR (%)
9.34%
Notes
Est. monthly pmt: $18.19 per $1,000
Term
73-120 Months
Amount
$25,000 minimum
% Financed
Up to 95%
APR (%)
9.84%
Notes
Est. monthly pmt: $13.13 per $1,000
Term
111-180 Months
Amount
$50,000 minimum
% Financed
Up to 95%
APR (%)
10.09%
Notes
Est. monthly pmt: $10.80 per $1,000
Effective Date: January 1, 2024
Vehicle Year
Term
APR (%)
Notes
Vehicle Year
2024-2022
Term
0-66 Months
APR (%)
8.24%
Notes
Est. monthly pmt: $18.89 per $1,000
Vehicle Year
2024-2022
Term
67-75 Months
APR (%)
9.24%
Notes
Est. monthly pmt: $17.60 per $1,000
Vehicle Year
2021-2018
Term
0-66 Months
APR (%)
9.14%
Notes
Est. monthly pmt: $19.33 per $1,000
Vehicle Year
2021-2018
Term
66-75 Months
APR (%)
10.24%
Notes
Est. monthly pmt: $18.11 per $1,000
Vehicle Year
2017-2015
Term
0-66 Months
APR (%)
10.34%
Notes
Est. monthly pmt: $19.93 per $1,000
Effective Date: August 16, 2023
Term
APR (%)
Notes
Term
0-42 Months
APR (%)
8.34%
Notes
Est. monthly pmt: $27.54 per $1,000
Term
42-54 Months
APR (%)
8.59%
Notes
Est. monthly pmt: $22.39 per $1,000
Term
55-60 Months
APR (%)
8.89%
Notes
Est. monthly pmt: $20.68 per $1,000

*Rates are subject to change at any time. Your actual rate will be determined by your creditworthiness and ability to repay. Additional rates and terms are available. Payment examples assume a $0.00 down payment. All loans are subject to credit approval.

Save MORE with Loyalty Pays!

Save more with our Loyalty Pays Program™*

With Loyalty Pays™, you’ll receive a 0.25% rate discount on your next vehicle, personal, home improvement, or recreational loan when you currently have an eligible Bellwether Community Credit Union loan*. That loyalty discount rate will save you money every month. The rate discount is available on second and subsequent loans.

*Bellwether members who currently have a mortgage, auto, boat, RV, motorcycle, personal, or home improvement loan are eligible to receive a discount on their next vehicle, personal or home improvement loan. Visa products and personal lines of credit are excluded. Easy Street Loans are not eligible for discounts. Approval is based on creditworthiness. Consumer borrowers only. Cannot be combined with any other loan discount. Cannot be applied to the refinance of a BCCU loan. Rate discount promotion is subject to change without notice.

FAQs

What's APR?

APR stands for Annual Percentage Rate, which is the rate of interest that you will pay on the loan each year.

Can I pay off my loan early?

Absolutely. If you have the financial means, you can contribute a monthly payment higher than your minimum required amount or even pay off the loan in full in one lump sum. The sooner you pay off the loan, the less interest you'll have to pay.

Are auto loans and motorcycle loans the same thing?

No, an auto loan is a different type of financing than a motorcycle loan. Most lenders consider motorcycle loans riskier, so the loan evaluation is different. Note that Bellwether Community Credit Union offers one of the most generous motorcycle loans in New Hampshire. While most motorcycle financing is between 12 and 36 months, Bellwether allows motorcycle financing for up to 60 months. You could have a much lower monthly payment with Bellwether than with other lenders.


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