H&FF Radio takes up credit scores and Roth IRAs

WASHINGTON (1/29/10)--Sunday's H&FF Radio program reviews the importance of accurate credit reports, converting a traditional individual retirement account (IRA) to a Roth, and fair debt collection.

Home & Family Finance airs Sundays at 3 p.m. ET on the Radio America Network. The show also is carried on American Forces Radio Network. The one-hour program devoted to consumer finance issues is brought to you by America's credit unions and their 90 million members, and is presented by CO-OP Network.

The Credit Union National Association (CUNA) and Radio America are podcasting Home & Family Finance through iTunes, Podcast Alley, Odeo, and other popular podcast library sites, as well as on Radio America and CUNA's websites.

Sunday's show, which you also can hear later via the Internet, features Paul Berry, Washington, D.C., journalist and broadcaster, discussing these topics with special guests:

"Does Your Credit Score Tell the Truth About You?" John Ulzheimer, president, consumer education, credit.com, describes how inaccurate data on a credit report affects your credit score and can paint an inaccurate picture of your credit risk.

"Converting From a Traditional to a Roth IRA." Dennis Zuehlke, compliance manager, Ascensus IRA Services, Middleton, Wis., reviews the special tax rules applying to 2010 IRA conversions.

"Fair Debt Collection." Thomas Kane, senior attorney, division of financial practices, Federal Trade Commission, Washington, D.C., describes the laws and procedures debt collectors must follow and how to report violations.

"Using Public Transit Saves Individuals $9,242 Annually." Mantill Williams, director, advocacy communications, American Public Transportation Association, Washington, D.C., says giving up one family vehicle saves money and commuting stress.

Home & Family Finance is a resource center for personal finance information at CUNA. The radio show is sponsored by CO-OP Network, the national credit union ATM network; Cabot Creamery Cooperative, maker of award-winning cheddar; Western Corporate FCU (WesCorp) and its member credit unions; and the Defense Credit Union Council and member credit unions, serving those who serve the country worldwide.

For more information, read "Tough Times Series: Steer Clear of Credit Counseling Bad Guys," and view the "Investing in an IRA" and "Build Your Best Credit Score" videos in the Home & Family Finance Resource Center.