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Homebuyer Resources/Articles

Home Buyer/Owner Resources

You'll find many great articles, videos, and mp3s relating to saving for, buying, and owning a home in the list to the right. For a sample of the type of information included, check out the article below! Clicking on a link on this page may take you to a third party site. Please note that Bellwether is not responsible for the content or maintenance of those third party sites.

Is Refinancing Right for You?
Alot of people are refinancing, either to lower their payments, consolidate debt, or gain access to available equity. It may be something to consider, even in today's market. Wondering if its the right choice for you? Use our Refinance Calculator to see how much you could save. 

Mortgage market has opportunities for consumers

Center for Personal Finance editors
MADISON, Wis. (11/4/09)--Nearly 6.5 million home owners are deciding whether to stay with their adjustable-rate mortgages or lock in fixed rates (Money November).

In fact, September's 9.4% sales increase was the largest monthly hike in 26 years as buyers moved to qualify for the first-time buyers incentives expiring this month. Nationwide, sales are up nearly 24% since January (MSNBC Oct. 23).

Foreclosures and short sales--where the mortgage exceeds the sales price--have forced prices downward 9% from a year earlier. The median price in September was $174,900, down from $191,200 in September 2008. And prices could fall further if unemployment, expected to rise to 10.5% next year, leads to more foreclosures. Inventories of unsold homes, which fell about 7% in September, are at their lowest level since March of 2007 but could well rise with higher unemployment.

Read the rest of this article

Got questions about the first-time homebuyer tax credit? Wondering if you have to be a first time homebuyer to take advantage? Read more here!



Tax Credit Helps First-Time Home Buyers

Cassie Holman

To help jump-start the housing market, the American Recovery and Reinvestment Act of 2009 extends a tax credit to first-time home buyers worth 10% of the home's purchase price, up to $8,000. The credit makes it easier for many home buyers to enter the housing market in 2009.
The National Association of Home Builders, Washington, D.C., estimates that the home buyer tax credit will generate about 101,000 first-time home purchases. The NAHB anticipates another 59,000 existing homeowners will be able to buy a new house because a first-time buyer bought theirs.

Read more now



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Remodel your home's selling price

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425 Hooksett Road, Manchester, NH 03104
490 Valley Street, Manchester, NH 03103
409 Amherst Street, Nashua, NH 03063
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