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Home Buyer/Owner ResourcesYou'll find many great articles, videos, and mp3s relating to saving for, buying, and owning a home in the list to the right. For a sample of the type of information included, check out the article below!
by Dianne Molvig
If you have an adjustable-rate mortgage (ARM(Adjustable Rate Mortgage) A mortgage in which the interest rate is adjusted periodically based on a pre-selected index.) and your fixed-rate period is drawing to an end, your first rate adjustment is looming. It's time to devise a plan.
Many ARM(Adjustable Rate Mortgage) A mortgage in which the interest rate is adjusted periodically based on a pre-selected index. borrowers are facing that task with uncertainty. One of three homeowners with ARMs say they don't know what they'll do when their rate adjusts, according to a March 2007 Bankrate.com survey. If you're among those who feel unsure, consider a few pointers. Read more!
The Down-Payment Debate: Can You Afford No or Low Down Payments?
by Dianne Molvig
In 2005, 43% of first-time home buyers paid no money down when they bought their homes, according to the National Association of Realtors®, Washington, D.C. It's a sign of the times.
With today's high home prices, many first-time buyers simply can't scrape together a down payment. Read more about it!
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|  | | | | Our Rates as of May 13 | | | | | | | | | | | | | | | | | | | APR: As low as 4.99% Fixed for 36 months, then prime - 1/2%, thereafter (Variable) | | | | | | | |
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