|
|
 |
Auto/Truck LoansPurchasing Your Next Vehicle?
Get pre-approved for an auto loan and put yourself in the driver's seat.
Finding the right car at the right price can be difficult. Add financing to the equation and it becomes even harder still. That's why getting pre-approved for an auto loan is a smart move. It gives you the buying power you need to take charge of your purchase and negotiate the best deal. You can trust the experienced loan professionals at Bellwether Community Credit Union to steer you in the right direction.
Here's How to Drive a Hard Bargain:
Set a budget.
It's a good idea to have a budget in place before you ever set foot in an auto dealership. Start by asking yourself: What can I afford? Bellwether professionals will work with you personally to:
- Evaluate your financial situation
- Determine how much you can afford to pay
- Select a loan that meets your needs and budget
Remember to get a copy of your credit report ahead of time, so you can correct any errors that may exist before you apply for financing. Check credit now!
Get pre-approved.
With a pre-approval from Bellwether before you shop, you'll have the bargaining power to get the best deal. We offer the same low rates whether you are purchasing a new or used vehicle. There are no application fees, and we offer financing up to 100 percent of the vehicle value with terms from 36 to 84 months.*
There are three easy steps to apply:
- Stop into any Bellwether office location
| 425 Hooksett Road | Manchester, NH | 03104 | | 490 Valley Street | Manchester, NH | 03103 | | 409 Amherst Street | Nashua, NH | 03063 | - Call 1-866-996-9828 to apply over the phone
- Complete our online application
Our pre-approval process is fast and simple. We will contact you within 24 to 48 hours with a response to your application. Click here to view current rates.
Find the vehicle.
With financing lined up, you can focus on finding the right vehicle for your budget. Walking onto the lot armed with information is the most powerful thing you can do. Your Bellwether loan professional can assist by providing a long list of online resources, including:
- Pricing
- Features and options
- Colors
- Specifications
- Safety and quality ratings
- Preferred dealers
Drive a hard bargain.
With only the final purchase price to negotiate, make your best offer. A pre-approved loan lets you feel confident in making the right decision for you and your budget.
Read more about vehicle financing options and tips from BCCU.
*Payment example: A loan amount of $10,000 financed at 3.10% APR(Annual Percentage Rate) A measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the APR, it provides consumers with a good basis for comparing the cost of loans. for 4 years would result in 48 monthly payments of approximately $221.79. Your rate will be determined by your creditworthiness and ability to repay. Rates are subject to change at any time.
Already Bought Your Car? It's Not Too Late! We Offer Easy Refinancing.
If you have an auto loan elsewhere, talk to us. We may be able to help you save money on your monthly payments by refinancing through BCCU. It only takes a few minutes to find out and it could save you money! Call us today and ask!
Covering All the Bases
Driving a car is a risky proposition. If your car requires extensive mechanical repairs or you are involved in an accident which totals your car, the costs can really add up. To help you through these stressful times, BCCU offers members two services that will provide you with protection and peace of mind. Guaranteed Asset Protection (GAP), protects your equity in your vehicle (the amount not covered by your insurance) if it is stolen, accidentally damaged beyond repair or otherwise declared a total loss.
Mechanical Repair Coverage (MRC) helps pay for covered repairs on your car when an unexpected breakdown occurs, providing added coverage when your vehicle is still under the manufacturer's warranty or uninterrupted protection when the warranty has expired.
For information on GAP and MRC please click here.
|
|
 | | | | Our Rates as of September 8 | | | | | | | APR: As low as 3.10% | | | | | | | | APR: As low as 3.10% | | | | | | | | APR: As low as 3.65% | | | | | | | |
|
| | |
|  |
| |
|
