BCCU Loans
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Home Equity Lines

Let Your Home Work For You!

As a homeowner, you’ve probably got a long list of projects and plans you’d like to complete. You may also want to consolidate debt, pay recurring tuition bills, or even plan a big event like a wedding or an anniversary celebration to remember. At Bellwether we can help you check those items off your list! A home equity line of credit from BCCU provides access to the equity you’ve built up in your home, whenever you need it, simply by writing a check! The line will be available to draw from for up to 10 years, the interest only payment option keeps payments lower in that 10 year period. Plus, you’ll pay interest only on the amount you've used. If you don't use the line, you don't have any payments to make. And, as you pay down the line, your payments will adjust and the funds are available to use again. It’s a pretty convenient way to gain access to the money you’ve already paid into your home, letting your home work for you.

Benefits of using home equity

Apply for your Bellwether Home Equity Line of Credit today

Apply online for your Home Equity Line of Credit!

Check out our rates and use our Loan Calculators

Home Equity Lines
Effective Date: Thursday, April 17th, 2014
Account Type% FinancedAnnual Percentage Rate (APR) As Low AsApplication
Home Equity Line Up to 85% As low as Prime - 1/2% (Variable)

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Special Home Equity Line of Credit

Up to 85% As low as 2.75% APR fixed for 2 yrs, then Prime - 1/2% (Variable)

Apply Here

Home Equity Plus Line of Credit Up to 100% As low as Prime + 2.00% (Variable)  

Annual Percentage Rates (APR) are subject to change at any time. Rates shown are for well qualified borrowers. Your actual rate will be determined by your credit worthiness and ability to repay. Rates are variable, based on Wall Street Journal Prime (as of 4/1/14, 3.25%) and are subject to change at any time. An annual fee of $50 is charged each anniversary monthHome Equity Line: Rates as low as Prime - 1/2% (2.75%). Rate shown includes a .25% discount for payments made by automatic transfer/payment using a BCCU account. Homeowner's insurance is required. If you close the line within three (3) years, there is an early termination fee of $344. All loans subject to credit approval. Special Home Equity Line: Rates as low as 2.75%, fixed for 2 years then as low as Prime - 1/2% (2.75%). Rate shown includes a .24% discount for the fixed rate, and a .25% discount for the variable rate for payments made by automatic transfer/payment using a BCCU account. Special Home Equity Line for new BCCU loans only. Home Equity Plus Line of Credit: Rates as low as Prime + 2.00% with a floor/ceiling rate of 5%/18%.

Disclosure Info

* Finance charges may be deductible from your taxable income. Please consult your tax adviser for details.
**For well-qualified borrowers.
**For new BCCU loans only.

 

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Why Bellwether?
We make complex transactions easy! We're part of your community.

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Checking Products
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your home equity to your checking and have easy access to your equity line anywhere, anytime!

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or used, we've got a great option to fit your budget.

Calculators
Want to play with the numbers? Find the perfect calculator here!

Rates
HELOC
Effective Date: Thursday, April 17th, 2014
Loan TypeAnnual Percentage Rate (APR) As Low As

Special Home Equity Line - Financed up to 85%

As low as 2.75% APR Fixed for 2 yrs., then Prime - 1/2%, thereafter (Variable)

30 Year Fixed w/0 Points

4.375%
3/1 ARM CMT 3.000%

Disclosure Info        View All Rates

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Bellwether Community Credit Union
425 Hooksett Road, Manchester, NH 03104
409 Amherst Street, Nashua, NH 03063
7 Leavy Drive, Bedford, NH 03110
Tel: 603-645-8181 | Toll Free: 1-866-996-9828
Routing Number: 211489478
National Credit Union Association Equal Housing Lender CU Service Centers Co-op Network

Federally insured by the NCUA