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| HELOC | |
| Effective Date: Saturday, May 25th, 2013 | |
| Loan Type | Annual Percentage Rate (APR) As Low As |
Special Home Equity Line - Financed up to 80% |
As low as 2.75% APR Fixed for 36 mos., then Prime - 1/2%, thereafter (Variable) |
30 Year Fixed w/0 Points |
3.875% |
| 3/1 ARM CMT | 3.000% |

